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Entertainers & Performers

Welcome to Insurance Canopy’s knowledge hub for performers, musicians, and DJs. Tune in to free resources to strengthen, grow, and protect your business — on and off stage. Browse informative blogs, tips for starting a business in the entertainment industry, and more, or find exactly what you’re looking for using our filter tool.

DJ adjusts controls on a mixing console while performing for a crowd at an outdoor event.

7 Common Risks DJs Face and How to Avoid Them

Last Updated: 1/29/2024 As a DJ, you’re the life of the party. Remixing and developing unique tracks is your forte. Making sure everyone else is having a good time is […]

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Two musicians performing outdoors, one playing violin and the other playing guitar, with a bright sky in the background.

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A DJ turning it up at a beach party.

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How to Grow a Wedding Business (& Protect It): Plus Hear From a Master Wedding Planner

First dances, bouquet tosses, and...

The Wedding Musician Survival Guide: Risk Management for Gig-Day Chaos

I’ve seen wedding-gig chaos firsthand,...

Musician Insurance Claim Examples I’ve Seen (and What They Cost)

Scheduling, setting up, finding a...

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    Exclusions

    This policy is not designed to cover:

    • Industrial control engineers
    • Defense contractors
    • Medical software companies
    • Crypto exchanges
    • Gambling platforms
    • Physical security system installers
    •  Heavy equipment integrators

     

    Not available if you manage or control systems involving:

    • Pressure or ventilation systems
    • Fire suppression or explosives
    • Hazardous materials
    • Radiation or pharmaceuticals
    • Water supply or waste management
    • Energy, fuel, mining, construction
    • Environmental systems
    • Aircraft, drones, spacecraft
    • Watercraft, trains, automobiles, motorcycles
    • If you build firmware or embedded software controlling industrial physical equipment.
    • If you support:
    • Military operations
    • National defense
    • Homeland security
    • Law enforcement
    • Weapons
    • Anti-terrorism
    • Public safety
    • Surveillance
    • Crime detection
    • Emergency response
    • Physical security systems
    • If more than 25% of your revenue comes from:
      • Federal government work
      • Military or defense operations
    • If more than 50% of your revenue comes from:
    • Equipment installation
    • Maintenance
    • Physical service work



    Restricted if you work in:

    • Ride-sharing platforms
    • Equipment sharing platforms
    • For-rent-by-owner platforms
    • Help-for-hire platforms
    • Delivery services
    • Banking or financial services
    • Cryptocurrency / blockchain / NFTs
    • Geospatial mapping / aerial photography
    • GPS systems
    • Gambling or gaming
    • Dating or sexually suggestive content
    • Violence-related content
    • Alcohol, marijuana, CBD
    • Tobacco / nicotine / e-cigarettes
    • Flammable or electrical products
    • Food-related services

    Our licensed, U.S.-based agents are here for you from 8 a.m. to 8 p.m. Eastern, Monday through Friday, so they can enjoy evenings and weekends with the people who matter most.