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Landscaping Business Insurance Blogs & Resources

From coverage checklists to policy comparisons, Insurance Canopy’s landscaping resources have what you need to help your lawn care business stay protected, put down roots, and grow strong.

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Fall Landscaping Services to Keep Your Business Growing All Season Long

As the season shifts and days shorten, your mower might see less use, but fall is filled with other landscaping services to keep your business blooming all year. Landscapers can […]

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Recent Articles

Man Trimming the Plants

Landscaping Safety Checklist: Prevent Injuries and Protect Your Crew

Landscaping crews face daily risks, from sharp tools and flying debris to extreme heat and...

man cutting hedge with a trimmer

What Are Landscaping Bonds? (+ How to Get One)

A landscaping bond is a financial guarantee that your business will do what it promised,...

a man holding an edge trimmer at work

Can a Landscaping Business Get Sued? Common Lawsuit Risks and Next Steps

A single lawsuit — whether from property damage, an injury, or legal costs — can...

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    Exclusions

    This policy is not designed to cover:

    • Industrial control engineers
    • Defense contractors
    • Medical software companies
    • Crypto exchanges
    • Gambling platforms
    • Physical security system installers
    •  Heavy equipment integrators

     

    Not available if you manage or control systems involving:

    • Pressure or ventilation systems
    • Fire suppression or explosives
    • Hazardous materials
    • Radiation or pharmaceuticals
    • Water supply or waste management
    • Energy, fuel, mining, construction
    • Environmental systems
    • Aircraft, drones, spacecraft
    • Watercraft, trains, automobiles, motorcycles
    • If you build firmware or embedded software controlling industrial physical equipment.
    • If you support:
    • Military operations
    • National defense
    • Homeland security
    • Law enforcement
    • Weapons
    • Anti-terrorism
    • Public safety
    • Surveillance
    • Crime detection
    • Emergency response
    • Physical security systems
    • If more than 25% of your revenue comes from:
      • Federal government work
      • Military or defense operations
    • If more than 50% of your revenue comes from:
    • Equipment installation
    • Maintenance
    • Physical service work



    Restricted if you work in:

    • Ride-sharing platforms
    • Equipment sharing platforms
    • For-rent-by-owner platforms
    • Help-for-hire platforms
    • Delivery services
    • Banking or financial services
    • Cryptocurrency / blockchain / NFTs
    • Geospatial mapping / aerial photography
    • GPS systems
    • Gambling or gaming
    • Dating or sexually suggestive content
    • Violence-related content
    • Alcohol, marijuana, CBD
    • Tobacco / nicotine / e-cigarettes
    • Flammable or electrical products
    • Food-related services

    Our licensed, U.S.-based agents are here for you from 8 a.m. to 8 p.m. Eastern, Monday through Friday, so they can enjoy evenings and weekends with the people who matter most.