Sports & Fitness Businesses

Welcome to Insurance Canopy’s sports and fitness blog! Explore a variety of free resources, as well as helpful tips and informational articles about running a safe, smart, and strong fitness business. Use the filters to locate the most relevant content to your search.

A man is grabbing his shoulder in pain after getting injured while working out in the gym with a trainer.

7 Real-Life Claims Fitness Instructors Face

Real insurance claims experienced by our sports and fitness instructors range from wrongful lawsuits to shattered equipment and chipped teeth. You take safety seriously, but even the most meticulous personal […]

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Recent Articles

A fitness instructor sits on a wooden exercise bench and points at a clipboard while consulting a fitness client in a gym with gray brick walls and equipment in the background.

How to Lower Your Risk of Lawsuits as a Fitness Instructor in 7 Practical Steps

A dreaded lawsuit — it’s every fitness professional’s worst nightmare. Despite your passion and expertise...

A fully-equipped Pilates studio with mats and machines.

From Mat to Reformer: The Insurance Pilates Instructors Really Need

Pilates instructor insurance — you’ve got questions, we’ve got answers. Spoilers: Yes, you need insurance...

A dark gym, with a set of dumbbells in the foreground and an out-of-focus trainer working with a client in the background.

What is Personal Trainer Liability Insurance, and What Does It Cover?

Personal trainer liability insurance is your professional parachute, designed to shield you from financial ruin...

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What is Yoga Teacher Insurance?

Yoga teacher insurance is a...

Video: Can Personal Trainers Give Nutrition Advice? (Find Out What You Can and Can’t Say!)

Just like veggies and protein...

How to Become a Pilates Instructor in 5 Steps

Pilates: not just for princesses...

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What kind of work do you do?

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    Exclusions

    This policy is not designed to cover:

    • Industrial control engineers
    • Defense contractors
    • Medical software companies
    • Crypto exchanges
    • Gambling platforms
    • Physical security system installers
    •  Heavy equipment integrators

     

    Not available if you manage or control systems involving:

    • Pressure or ventilation systems
    • Fire suppression or explosives
    • Hazardous materials
    • Radiation or pharmaceuticals
    • Water supply or waste management
    • Energy, fuel, mining, construction
    • Environmental systems
    • Aircraft, drones, spacecraft
    • Watercraft, trains, automobiles, motorcycles
    • If you build firmware or embedded software controlling industrial physical equipment.
    • If you support:
    • Military operations
    • National defense
    • Homeland security
    • Law enforcement
    • Weapons
    • Anti-terrorism
    • Public safety
    • Surveillance
    • Crime detection
    • Emergency response
    • Physical security systems
    • If more than 25% of your revenue comes from:
      • Federal government work
      • Military or defense operations
    • If more than 50% of your revenue comes from:
    • Equipment installation
    • Maintenance
    • Physical service work



    Restricted if you work in:

    • Ride-sharing platforms
    • Equipment sharing platforms
    • For-rent-by-owner platforms
    • Help-for-hire platforms
    • Delivery services
    • Banking or financial services
    • Cryptocurrency / blockchain / NFTs
    • Geospatial mapping / aerial photography
    • GPS systems
    • Gambling or gaming
    • Dating or sexually suggestive content
    • Violence-related content
    • Alcohol, marijuana, CBD
    • Tobacco / nicotine / e-cigarettes
    • Flammable or electrical products
    • Food-related services

    Our licensed, U.S.-based agents are here for you from 8 a.m. to 8 p.m. Eastern, Monday through Friday, so they can enjoy evenings and weekends with the people who matter most.