Yoga Insurance Massachusetts
Protect your practice in the Bay State with top-rated yoga liability insurance from Insurance Canopy. From in-person classes to online sessions, you can breathe through each movement with peace of mind.
What Does Yoga Teacher Insurance Cover?
Yoga teacher insurance covers third-party claims relating to your business. Our base policy includes coverage for:
- General liability: Can pay for claims like student slip-and-falls or damage to their property
- Professional liability: Can cover claims specifically related to your instruction and advice, such as student injury or unmet expectations
- Products and completed operations: Designed to cover accidents caused by the products you use during class or your instruction once a student leaves your business
- Personal and advertising injury: Can pay for non-physical damages, such as libel, slander, copyright infringement, or invasion of privacy
- Damage to premises rented to you: Coverage for accidental fire damage to the space you rent
- Medical expenses: Can pay for student medical bills if they’re injured — whether or not you’re at fault
Do Yoga Teachers Need Insurance in Massachusetts?
From Boston to Cambridge — no matter where you teach in Massachusetts! — liability insurance is essential.
As you guide students on their wellness journeys, accidents can happen in an instant, leading to costly claims. Yoga teacher liability insurance ensures you’re financially protected to get students the help they need and keep your business thriving.
Yoga Teacher Insurance Requirements in Massachusetts
If you work as a contract yoga instructor in Massachusetts, most studios and fitness centers will require you to carry:
- General Liability Insurance
- Professional Liability Insurance
Insurance Canopy bundles these coverages into one comprehensive policy, with options for add-ons based on your needs.
Even though Massachusetts does not legally mandate yoga instructors to carry insurance, it is strongly recommended for all yoga instructors, including:
- Self-employed yoga instructors
- Yoga instructors who work as W-2 employees at gyms or other facilities
- Online yoga instructors
How Much Does Massachusetts Yoga Instructor Insurance Cost?
Insurance Canopy’s affordable yoga insurance starts at just $15/month or $159/year. For about 44 cents a day, you get $2 million in coverage per claim and $3 million in coverage for the entire policy year!
Your total premium cost is determined by the payment plan (monthly or yearly) you select, plus any optional coverages you add, such as:
- Gear and Equipment Coverage
- Cyber Liability Insurance
- Diet and Nutrition Advice Coverage
- Additional Insureds
- Sexual Abuse and Molestation (SAM) Insurance
The average cost our Massachusetts yoga instructors pay per month is $17.59! In Cape Cod, Pittsfield, and across the U.S., teach confidently with yoga insurance that balances low-cost premiums with strong coverage.
About Insurance Canopy’s Insurance for Yoga Teachers
Insurance Canopy offers the best yoga instructor insurance aligned to your practice’s needs.
- Top-rated carrier
- Instant online purchase and proof of insurance
- 24/7 coverage for wherever* you work
- Comprehensive base policy
- Occurrence-based coverage**
- Customizable with optional coverages
- Transparent pricing at competitive rates
- Licensed support team ready to help
- One policy covers all the yoga styles you teach
- Free resources to grow your business
*Currently not for sale in Missouri.
**All new policies purchased after July 1, 2024 include occurrence-based coverage.
Yoga Teacher Insurance Reviews
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They provided clarity on the importance of insurance for a first time business owner in the cleaning space and provided clear insight next steps and options for coverage.
Evergreen Multiservices
February 2, 2026Extremely user friendly website, super affordable and very little time needed to apply.
Carl Sari
January 31, 2026Excellent company, Great service, the best!!!
Claudina Adams
January 15, 2026 -
Super affordable insurance for a small business like myself super happy to be able to provide this to my customers really helps of landing more gigs
Alex
January 5, 2026Really went the extra mile to find the appropriate coverage for my business.
Daisy B
January 2, 2026Canopy provided escatly what I neede to book the gig, and at a very affordable price.. Thank You!
Andy Anderson
December 22, 2025 -
Easy. Convenient. Trustworthy. Came thru in a moments notice
Eddie K
December 19, 2025Affordable liability insurance for DJ's. Easy to set up and understand. I've been with them for several years and am happy with their service.
Peter Flessas
December 14, 2025So easy to sign up. I hope I never have to use the insurance portion but most hotels require it for corporate gigs
Yuri Gonzalez
December 11, 2025 -
This company is great. They are very helpful and they have great prices for insurance options that cover what you need!
Jacob Serrano
December 6, 2025Great experience, quick and easy to understand with what I needed for my business. Highly recommend!
FrankLynn Rae
October 28, 2025Very helpful customer service! Prompt, punctual, effective! No bots or long waits to get assistance.
Maria Ciccone
October 19, 2025 -
Canopy insurance has made affordable, band insurance needed for major venues. Thank you for your fast and easy service Stan Zizka's Del Satins
stan zizka
October 5, 2025Getting a vendor policy was quick and fairly priced compared to other quotes.
Kristine Fullerton
October 3, 2025Thank you so much
Steve Monreal
July 11, 2025 -
I needed a portable policy as a yoga instructor. I found this company in an online search. Called and got details from them, was quite surprised at how affordable... Read More
Jamie Calaway
July 4, 2025Very easy & quick experience. We got insurance in no time with no hassle. Thank you!
Robert Earnest
July 4, 2025I am glad I went with them. I needed a last minute policy to cover an event I was doing and they had exactly what I needed at a... Read More
Deloris Pacheco
June 27, 2025 -
Very easy to renew policy
Elyce Nissinoff
June 18, 2025Representative Sarah was very helpful. Walked me through every step and not to mention the price even matched the service! Would recommend to any and everyone.
queenkiam
June 18, 2025Would have 5 starts, but not right now. This is the first time I have ever had to pay for an additional insured ever in 20 year's. They either have... Read More
Anthony Burgess
June 18, 2025 -
Very user friendly platform. Multiple options. Very good pricing. Needed liability insurance in order to secure a very good paying event for my solo tribute show. Was set up within... Read More
Michael Riley
June 18, 2025Needed DJ insurance for Memorial Day weekend & was squared away within an hour for 2 events! Highly recommend
Jay Solis
June 18, 2025What a lovely experience I had with Insurance Canopy! Easy and fast sign up, great policy, matches my needs as a self-employed business owner. Highly recommend!
Masha Rusanov
June 18, 2025 -
great little company, with fair pricing, for entertainers who need occasional coverage. however, they have long hold times to speak to an agent, and their customer service left a little something... Read More
Gretje Angell
June 18, 2025Provides event insurance at a very reasonable price compared to other companies. Easy to purchase and provide proof of insurance.
David Fox
May 18, 2025They can help.you with the right Insurance you need, and the lowest price
Alvaro Baltazar
May 18, 2025 -
everything is excellent
Radames Martinez
May 18, 2025Extremely affordable event insurance and an easy to work with system and team that will advise you every step of the way!
Ishan Arvin
May 18, 2025Affordable for dance & yoga folk. Thumbs up!
Maia Claire
May 18, 2025
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They provided clarity on the importance of insurance for a first time business owner in the cleaning space and provided clear insight next steps and options for coverage.
Evergreen Multiservices
February 2, 2026 -
Extremely user friendly website, super affordable and very little time needed to apply.
Carl Sari
January 31, 2026 -
Excellent company, Great service, the best!!!
Claudina Adams
January 15, 2026 -
Super affordable insurance for a small business like myself super happy to be able to provide this to my customers really helps of landing more gigs
Alex
January 5, 2026 -
Really went the extra mile to find the appropriate coverage for my business.
Daisy B
January 2, 2026 -
Canopy provided escatly what I neede to book the gig, and at a very affordable price.. Thank You!
Andy Anderson
December 22, 2025 -
Easy. Convenient. Trustworthy. Came thru in a moments notice
Eddie K
December 19, 2025 -
Affordable liability insurance for DJ's. Easy to set up and understand. I've been with them for several years and am happy with their service.
Peter Flessas
December 14, 2025 -
So easy to sign up. I hope I never have to use the insurance portion but most hotels require it for corporate gigs
Yuri Gonzalez
December 11, 2025 -
This company is great. They are very helpful and they have great prices for insurance options that cover what you need!
Jacob Serrano
December 6, 2025
Coverage Details
General & Professional Liability Limits
The most your policy can pay annually for bodily injury and property damage claims occurring during your coverage as a result of your business operations or professional services. For example, someone slips in your studio or is injured during a workout you were leading.
$3,000,000
The maximum amount your policy will pay annually for claims of bodily injury or property damage due to an incident that occurred with a product during or after your class, such as a faulty piece of equipment injuring a client.
$3,000,000
The amount your policy will pay for claims arising out of one or more of the following offenses:
– False Arrest, detention or imprisonment
– Malicious prosecution
– Wrongful Eviction or Wrongful Entry
– Oral or written publications that slander or libels a person or organization
– Oral or written publication or material that violates a person’s right of privacy
– The use of another’s advertising idea in your advertisement
Included
The maximum the insurance carrier will pay for a bodily injury or property damage claim that you become legally obligated to pay due to your business and professional services.
$2,000,000
Applies to damage by fire to premises rented to the insured and to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.
$300,000
A no-fault medical policy that allows you to cover medical or funeral expenses for an individual up to the issued limit without deducting from the general liability aggregate limit. The injury or death must be as a result of a bodily injury caused by business operations.
$5,000
The amount we deduct from a claim before paying up to your policy limits.
$0
Optional Add-Ons
Also known as “inland marine,” it covers property that is movable or transportable in nature (e.g. supplies, equipment, or inventory) but excludes coverage for structures and items that are a permanent part of the structure. There are multiple tiers of coverage to choose from, starting at $1.33/month with a $100 deductible per claim.
$1.33 – $10.67/month
$8.25/month
Coverage for additional services you offer clients, such as diet guidelines, meal plans, or the sale/recommendation of health supplements. These services are not covered by professional liability and require Diet & Nutrition Coverage.
$6.83/month
Coverage for a third party, such as a business, property owner, event organizer, or employer who could be named in a claim arising from your business operations. It cannot be used for employees, friends or family, other trainers, yourself, or other businesses you may own. Add one additional insured for $15, or choose unlimited additional insureds for $30.
$15–$30/year
Coverage for defense costs if you’re wrongly accused of sexual harassment or improper conduct.
$10.33 – $14.46/month
How to Get a Yoga Teacher Insurance Quote in Massachusetts
- Select “Get a Quote.”
- Customize your policy with add-ons.
- Tell us about your business.
- See your instant quote in the app.
Buy your policy online and get instant proof of insurance — all in under 10 minutes!
FAQs About Massachusetts Yoga Liability Insurance
Yes! Insurance is vital in case of claims related to your yoga instruction. You can get support for scenarios like these:
- You’re leading an Ashtanga yoga class at the Boston Harbor waterfront when a student trips on uneven grass and twists their ankle. They expect you to cover their medical expenses.
- After a few months of power yoga lessons in Springfield, a student claims they have not experienced stress reduction or physical improvement from your instruction. They threaten to sue unless you reimburse their lesson fees.
- During a private session at a rented Worcester studio, a student trips over a yoga block and crashes into a wall mirror, shattering it. The landlord insists you pay for a replacement.
Yes, your insurance policy covers you whether you’re still a student, working part-time, or teaching online! Insurance Canopy’s coverage is designed to flex with your business, no matter where you are in your journey.
You can even choose a monthly payment plan and make changes to your policy through your online dashboard at any time.
Choose a policy that:
- Has an excellent-rated carrier
- Covers your yoga instruction styles
- Covers you at multiple teaching locations
- Fits your budget and offers flexible payment options
- Has an easy-to-file claims system and customer-approved support
Insurance Canopy checks all these boxes so you can feel calm and confident that you’re making the right choice!
General liability insurance covers general damages that occur at your business (think slip-and-falls or damage to a client’s property). Professional liability insurance covers professional mistakes, misinterpreted instructions, or students claiming you didn’t help them meet their fitness goals.
Both of these coverages are essential for yoga instructors and are included in your base policy. Learn more with our Guide to Yoga Liability Insurance.
Yes, your yoga teacher insurance also covers you for other services like meditation, Pilates instruction, reiki, and energy work. Contact us with any questions about covered services!