Food Trailer Insurance
4.8/5 on
- Event- & Venue-Ready Coverage
- Bundled General & Product Liability
- Designed for Mobile Food Vendors
- Instant Proof of Insurance
What Is Food Trailer Insurance?
Food trailer insurance is a specialty food liability policy that combines general and product liability coverage with a trailer endorsement.
It’s specifically designed to protect food and beverage trailers from third-party injuries or damages caused by running your mobile business.
- Covers accidents in, on, or around your trailer when it's detached from your vehicle and parked
- Covers food-related illnesses from your products
- Covers damages caused by your trailer
- Covers legal fees, medical bills, and more
- Does not cover the trailer against theft or damage
- Not a substitute for Tools and Equipment Coverage
- Not the same coverage as commercial or personal auto insurance
- Cannot be replaced with food truck insurance
Food Trailer Insurance Made Easy
Get covered, park your trailer, and start serving. Insurance Canopy makes it easy to get reliable, affordable coverage for your mobile food business — all before you roll into your next event.
- Exclusive Trailer Protections: We’ve partnered with Food Liability Insurance Program (FLIP), unlocking exclusive access to their food trailer coverage.
- On-the-Go Coverage: From hitting the roads, visiting venues, to making your mark at a local market, our coverage moves with you, wherever you serve next!
- Free, Unlimited Additional Insureds: Easily add events, cities, markets, and more to your policy to fulfill additional insured requirements at no extra charge.
What Types of Insurance Do I Need for My Food Trailer?
Your policy should include general liability, product liability, and food trailer coverage at a minimum, with additional coverages for a more complete protection plan. Insurance Canopy’s base food trailer policy includes:
- General Liability Insurance
- Product Liability Insurance
- Personal and Advertising Injury
- Damage to Rented Premises
- Free, unlimited additional insureds
Because every trailer serves up deliciousness in its own way, you can customize your policy with add-on coverages like:
How Much Is Insurance for a Food Trailer?
A food trailer insurance policy starts at $38.42 per month and includes two parts:
- $25.92/month base liability policy
- $12.50/month food trailer endorsement
Don’t Forget!
To extend your liability coverage to your trailer, you must add the food trailer endorsement to your base policy during checkout.
Coverage Details
General & Professional Liability
The most your policy will pay in a 12-month policy period for bodily injury and property damage claims you are legally obligated to pay due to your business and food/beverage products.
$2,000,000
Products & Completed Operations Aggregate
The most your policy will pay in a 12-month policy period for bodily injury and property damage claims you are legally obligated to pay due to your business and food/beverage products
$2,000,000
Personal & Advertising Injury
The most your policy will pay in a 12 month policy period for bodily injury and property damage claims that you become legally obligated to pay due to your business and professional services.
$1,000,000
General Each Occurrence Limit
$1,000,000
Damage to Premises Rented to You
The most your policy will pay in a 12 month policy period for bodily injury and property damage claims that you become legally obligated to pay due to your business and professional services.
$300,000
Liability Deductible
No Deductible
Business Personal Property / Inland Marine Limit (Any One Article / Aggregate)
$5,000/$10,000
Business Personal Property / Inland Marine Limit (Per Occurrence) - Deductible
$250
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They provided clarity on the importance of insurance for a first time business owner in the cleaning space and provided clear insight next steps and options for coverage.
Evergreen Multiservices
February 2, 2026 -
Extremely user friendly website, super affordable and very little time needed to apply.
Carl Sari
January 31, 2026 -
Excellent company, Great service, the best!!!
Claudina Adams
January 15, 2026 -
Super affordable insurance for a small business like myself super happy to be able to provide this to my customers really helps of landing more gigs
Alex
January 5, 2026 -
Really went the extra mile to find the appropriate coverage for my business.
Daisy B
January 2, 2026 -
Canopy provided escatly what I neede to book the gig, and at a very affordable price.. Thank You!
Andy Anderson
December 22, 2025 -
Easy. Convenient. Trustworthy. Came thru in a moments notice
Eddie K
December 19, 2025 -
Affordable liability insurance for DJ's. Easy to set up and understand. I've been with them for several years and am happy with their service.
Peter Flessas
December 14, 2025 -
So easy to sign up. I hope I never have to use the insurance portion but most hotels require it for corporate gigs
Yuri Gonzalez
December 11, 2025 -
This company is great. They are very helpful and they have great prices for insurance options that cover what you need!
Jacob Serrano
December 6, 2025
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They provided clarity on the importance of insurance for a first time business owner in the cleaning space and provided clear insight next steps and options for coverage.
Evergreen Multiservices
February 2, 2026Extremely user friendly website, super affordable and very little time needed to apply.
Carl Sari
January 31, 2026Excellent company, Great service, the best!!!
Claudina Adams
January 15, 2026 -
Super affordable insurance for a small business like myself super happy to be able to provide this to my customers really helps of landing more gigs
Alex
January 5, 2026Really went the extra mile to find the appropriate coverage for my business.
Daisy B
January 2, 2026Canopy provided escatly what I neede to book the gig, and at a very affordable price.. Thank You!
Andy Anderson
December 22, 2025 -
Easy. Convenient. Trustworthy. Came thru in a moments notice
Eddie K
December 19, 2025Affordable liability insurance for DJ's. Easy to set up and understand. I've been with them for several years and am happy with their service.
Peter Flessas
December 14, 2025So easy to sign up. I hope I never have to use the insurance portion but most hotels require it for corporate gigs
Yuri Gonzalez
December 11, 2025 -
This company is great. They are very helpful and they have great prices for insurance options that cover what you need!
Jacob Serrano
December 6, 2025Great experience, quick and easy to understand with what I needed for my business. Highly recommend!
FrankLynn Rae
October 28, 2025Very helpful customer service! Prompt, punctual, effective! No bots or long waits to get assistance.
Maria Ciccone
October 19, 2025 -
Canopy insurance has made affordable, band insurance needed for major venues. Thank you for your fast and easy service Stan Zizka's Del Satins
stan zizka
October 5, 2025Getting a vendor policy was quick and fairly priced compared to other quotes.
Kristine Fullerton
October 3, 2025Thank you so much
Steve Monreal
July 11, 2025 -
I needed a portable policy as a yoga instructor. I found this company in an online search. Called and got details from them, was quite surprised at how affordable... Read More it would be. Then when I was ready to make my purchase, I called again. Was explained to me that everything was done online, I told the lady on the phone I didn't want to make this kind of purchase online with no guidance. She was so helpful and kind and patient! Walked me thru every page of the form and honestly didn't take long at all. Hope I never need to use the policy but nice to know I have it.
Jamie Calaway
July 4, 2025Very easy & quick experience. We got insurance in no time with no hassle. Thank you!
Robert Earnest
July 4, 2025I am glad I went with them. I needed a last minute policy to cover an event I was doing and they had exactly what I needed at a... Read More reasonable price. I definitely would use them in the future,
Deloris Pacheco
June 27, 2025 -
Very easy to renew policy
Elyce Nissinoff
June 18, 2025Representative Sarah was very helpful. Walked me through every step and not to mention the price even matched the service! Would recommend to any and everyone.
queenkiam
June 18, 2025Would have 5 starts, but not right now. This is the first time I have ever had to pay for an additional insured ever in 20 year's. They either have... Read More a way to input the information or you can call or email to request it.
Anthony Burgess
June 18, 2025 -
Very user friendly platform. Multiple options. Very good pricing. Needed liability insurance in order to secure a very good paying event for my solo tribute show. Was set up within... Read More 15 minutes and had the signed contract in my possession 30 minutes later.
Michael Riley
June 18, 2025Needed DJ insurance for Memorial Day weekend & was squared away within an hour for 2 events! Highly recommend
Jay Solis
June 18, 2025What a lovely experience I had with Insurance Canopy! Easy and fast sign up, great policy, matches my needs as a self-employed business owner. Highly recommend!
Masha Rusanov
June 18, 2025 -
great little company, with fair pricing, for entertainers who need occasional coverage. however, they have long hold times to speak to an agent, and their customer service left a little something... Read More to be desired. 🤷🏻♀️ overall, would recommend! 🙂
Gretje Angell
June 18, 2025Provides event insurance at a very reasonable price compared to other companies. Easy to purchase and provide proof of insurance.
David Fox
May 18, 2025They can help.you with the right Insurance you need, and the lowest price
Alvaro Baltazar
May 18, 2025 -
everything is excellent
Radames Martinez
May 18, 2025Extremely affordable event insurance and an easy to work with system and team that will advise you every step of the way!
Ishan Arvin
May 18, 2025Affordable for dance & yoga folk. Thumbs up!
Maia Claire
May 18, 2025
Protect your food trailer and business with Insurance Canopy’s comprehensive coverage. Whether you’re parked at a food festival or traveling between events, our flexible policies cover common risks so you can dish up delights without a hitch.
Questions About Mobile Food Trailer Insurance
Why Do I Need Food Trailer Insurance?
You need food trailer insurance because most food truck insurance policies do not cover food trailers, especially if your trailer isn’t attached to your vehicle while you’re parked and serving. Trailer insurance helps ensure your whole mobile setup is protected!
Since food trailers are often treated as a separate vehicle, you’ll need a specific trailer endorsement added to your food truck policy to be fully covered. Without it, you could be left paying out of pocket if something goes wrong.
Do I Need a Separate Insurance Policy for My Food Trailer and the Truck That Pulls It?
Yes, you’ll need a separate insurance policy for your food trailer and the truck that pulls it. Our liability insurance only covers accidents caused by your trailer. The towing vehicle will need commercial auto insurance to cover damage or accidents while towing the trailer.
Insurance Canopy does not offer commercial auto coverage on this policy at this time.
Do I Need to Insure the Contents of My Food Trailer Separately?
Yes, consider insuring the contents of your food trailer separately with our Tools and Equipment add-on. This protects your kitchen equipment, inventory, and supplies in case of theft or damage.
Still have questions regarding our policies? Feel free to reach out to our licensed insurance agents. We are available Monday through Friday from 8am–8pm ET.
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