Mobile Bartender Insurance
High-quality liability insurance for mobile bartenders
Price varies by state
A+ Rated, Affordable Mobile Bar Insurance
Protect your mobile bartending business from third-party claims with liability insurance from Insurance Canopy. If you sell or serve alcohol, we offer the coverage you need to safeguard your business.
The Best Insurance for Mobile Bartenders
We’re proud to be an A+ rated insurer! With general and liquor liability, Insurance Canopy provides mobile bartenders with comprehensive insurance that covers the common risks that come with the job. You can also customize your policy with optional add-ons to fit your business needs.
Essential Liquor Liability Coverage
Depending on your local dram shop laws, you could be held liable for accidents caused by the customers you serve, especially those who are visibly intoxicated or underage. Mobile bartending insurance can mitigate or eliminate your financial responsibility for alcohol-related claims.
What Is Mobile Bartender Insurance?
Mobile bartender insurance protects you from claims that arise from serving or selling alcohol. This includes those who operate a freelance, private, personal, or traveling bartender business.
If you accidentally overserve a customer or sell alcohol to a minor, you could face legal fees, judgments, medical bills, and repair costs. Mobile bartending insurance shields you and your business, so you aren’t stuck paying thousands of dollars out of pocket.
What Does Mobile Bartending Insurance Cover?
Our insurance for bartenders includes general and liquor liability coverage, so you have protection from all angles. This comprehensive insurance covers the most common risks that come with running an alcohol-related business.
Don’t let the risks of running your business drain your financial resources. Insurance Canopy provides liability insurance that protects you from claims like:
- Accidents involving customers you served alcohol to
- Customers getting injured as a result of your business operations
- Property damage caused by your business or by an intoxicated customer
- Fights or threats taking place between patrons
How Much Does Liability Insurance for Mobile Bartenders Cost?
General and liquor liability insurance starts as low as $35.42 a month or $550 a year. Our short-term policies start at $275 for a 1–3 day event.
Your final cost can vary by state, gross business income, and the optional coverage you select.
Why Do I Need Insurance for My Mobile Bartending Business?
Mobile bartender insurance picks up where general liability leaves off, covering claims related to serving alcohol. If an intoxicated customer injures somebody or causes property damage, you could be held financially responsible for the resulting costs.
As a business that sells or serves alcohol, you need liquor liability insurance to protect your financial well-being. A single incident can be extremely expensive, but your insurance can absorb some or all of the cost.
Here's what some of our 14,700+ customers say about their experience with Insurance Canopy.
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Thank you so much
Steve Monreal
July 11, 2025I needed a portable policy as a yoga instructor. I found this company in an online search. Called and got details from them, was quite surprised at how affordable... Read More it would be. Then when I was ready to make my purchase, I called again. Was explained to me that everything was done online, I told the lady on the phone I didn't want to make this kind of purchase online with no guidance. She was so helpful and kind and patient! Walked me thru every page of the form and honestly didn't take long at all. Hope I never need to use the policy but nice to know I have it.
Jamie Calaway
July 4, 2025Very easy & quick experience. We got insurance in no time with no hassle. Thank you!
Robert Earnest
July 4, 2025 -
I am glad I went with them. I needed a last minute policy to cover an event I was doing and they had exactly what I needed at a... Read More reasonable price. I definitely would use them in the future,
Deloris Pacheco
June 27, 2025Very easy to renew policy
Elyce Nissinoff
June 18, 2025Representative Sarah was very helpful. Walked me through every step and not to mention the price even matched the service! Would recommend to any and everyone.
queenkiam
June 18, 2025 -
Would have 5 starts, but not right now. This is the first time I have ever had to pay for an additional insured ever in 20 year's. They either have... Read More a way to input the information or you can call or email to request it.
Anthony Burgess
June 18, 2025Very user friendly platform. Multiple options. Very good pricing. Needed liability insurance in order to secure a very good paying event for my solo tribute show. Was set up within... Read More 15 minutes and had the signed contract in my possession 30 minutes later.
Michael Riley
June 18, 2025Needed DJ insurance for Memorial Day weekend & was squared away within an hour for 2 events! Highly recommend
Jay Solis
June 18, 2025 -
What a lovely experience I had with Insurance Canopy! Easy and fast sign up, great policy, matches my needs as a self-employed business owner. Highly recommend!
Masha Rusanov
June 18, 2025great little company, with fair pricing, for entertainers who need occasional coverage. however, they have long hold times to speak to an agent, and their customer service left a little something... Read More to be desired. 🤷🏻♀️ overall, would recommend! 🙂
Gretje Angell
June 18, 2025Provides event insurance at a very reasonable price compared to other companies. Easy to purchase and provide proof of insurance.
David Fox
May 18, 2025 -
They can help.you with the right Insurance you need, and the lowest price
Alvaro Baltazar
May 18, 2025everything is excellent
Radames Martinez
May 18, 2025Extremely affordable event insurance and an easy to work with system and team that will advise you every step of the way!
Ishan Arvin
May 18, 2025 -
Affordable for dance & yoga folk. Thumbs up!
Maia Claire
May 18, 2025Affordable. Thank you.
Ana Young
April 18, 2025For me, this application process was super efficient and easy to navigate on line. That goes a long way!
Holly Mulder
April 18, 2025 -
I'm a new customer/policy holder. Super easy online application and policy setup. Very competitive rates. Certificate of insurance generated and received (PDF) immediately once method of payment established. Great service... Read More online! Thank you.
Matthew Terry
April 18, 2025Canopy insurance has covered my DJ business for several years and I am totally satisfied with their services. Thank you DjVic🎧
DjVic Universal Sounds
March 18, 2025I have not had any issues over the years with Insurance Canopy, with canceling and renewing, I have found the cost of coverage in line or better then some. I have... Read More never had to file a claim yet and hope to keep it that way, so I cannot comment as how well they respond to that.
John Corkins
March 18, 2025 -
I was feeling overwhelmed with the specifications needed for my insurance coverage. I was offered friendly, quick and clear assistance. Through Canopy and Rey's help I was able to obtain... Read More a personalized policy.
ESPIE QUINTERO
February 18, 2025Great for Event Insurance - most affordable
Gaby Nobrega
February 18, 2025I have them for 3 years this year seems price went up . I have never had to use them for a claim so really couldn’t tell you about that!
Denice Lapointe
February 18, 2025 -
TLJ's Mobile Mixology, LLC had been insured with Insurance Canopy since it's inception and we have no complaints.
Tenisha J.
February 4, 2025Knowledgeable, kind, attentive and professional. She helped me to feel comfortable, well taken good care of and get the service possible.
Ed Levitt
February 3, 2025As a Massage Therapist, I was not aware until a few years ago that I did not have to be part of an Organization to get my liability insurance! I... Read More am so thankful for Canopy and to not have a shared aggregate limit with thousands of other massage therapists. Individual coverage is EXTREMELY important to Me and this coverage is very affordable!
Kristie Williams
January 30, 2025 -
This insurance has helped me secure events with my corporate and local government clients. They have great customer service and are always willing to help.
Tony Felix
January 23, 2025Representative was clear & concise in explaining specifics of the policy. Cost of policy very reasonable.
John B
January 16, 2025Was waiting for two other insurance companies to get back to me for over 2 1/2 weeks and losing money every day. Sitting here, frustrated I asked ChatGPT what... Read More the best company was for getting Energy auditing insurance. I went to insurance canopy and literally within five minutes I had a policy sitting in my inbox. Today I’ve scheduled three Energy Audits, which I desperately needed to pay off some bills. I was able to sign up for a program because now I meet the insurance requirements. This company really paid off for me and at $40 a month, I will keep using them as long as I do Energy Audits. I’m a real person my name is Chad Laibly and my company is Home Energy Assessors. You can verify that by googling it.
Chad Laibly
January 6, 2025
-
Thank you so much
Steve Monreal
July 11, 2025 -
I needed a portable policy as a yoga instructor. I found this company in an online search. Called and got details from them, was quite surprised at how affordable... Read More it would be. Then when I was ready to make my purchase, I called again. Was explained to me that everything was done online, I told the lady on the phone I didn't want to make this kind of purchase online with no guidance. She was so helpful and kind and patient! Walked me thru every page of the form and honestly didn't take long at all. Hope I never need to use the policy but nice to know I have it.
Jamie Calaway
July 4, 2025 -
Very easy & quick experience. We got insurance in no time with no hassle. Thank you!
Robert Earnest
July 4, 2025 -
I am glad I went with them. I needed a last minute policy to cover an event I was doing and they had exactly what I needed at a... Read More reasonable price. I definitely would use them in the future,
Deloris Pacheco
June 27, 2025 -
Very easy to renew policy
Elyce Nissinoff
June 18, 2025 -
Representative Sarah was very helpful. Walked me through every step and not to mention the price even matched the service! Would recommend to any and everyone.
queenkiam
June 18, 2025 -
Would have 5 starts, but not right now. This is the first time I have ever had to pay for an additional insured ever in 20 year's. They either have... Read More a way to input the information or you can call or email to request it.
Anthony Burgess
June 18, 2025 -
Very user friendly platform. Multiple options. Very good pricing. Needed liability insurance in order to secure a very good paying event for my solo tribute show. Was set up within... Read More 15 minutes and had the signed contract in my possession 30 minutes later.
Michael Riley
June 18, 2025 -
Needed DJ insurance for Memorial Day weekend & was squared away within an hour for 2 events! Highly recommend
Jay Solis
June 18, 2025 -
What a lovely experience I had with Insurance Canopy! Easy and fast sign up, great policy, matches my needs as a self-employed business owner. Highly recommend!
Masha Rusanov
June 18, 2025
Mobile Bartending Insurance Coverage Details
*Pricing varies depending on limits selected.
Liquor Liability Insurance Limits Options
Occurrence Limit*
$100,000 – $1,000,000
Aggregate Limit*
$300,000 – $2,000,000
General Liability Limits
Products & Completed Operations Aggregate
$1,000,000
Personal & Advertising Injury
$1,000,000
Each Occurrence Limit
$1,000,000
Damage to Premises Rented to You
$100,000
Medical Expense Limit
$5,000
Cover Your Freelance Bartender Business With Insurance Today
Enjoy peace of mind and build trust with your customers by being a licensed and insured mobile bartender. Serve responsibly at each event you book with mobile bartending insurance.
Questions About Mobile Bartending Business Insurance
What Claims Are Covered By Mobile Bartender Insurance?
Mobile bartender insurance includes general and liquor liability coverage.
General liability insurance protects you against third-party bodily injury, property damage, and advertising personal injury claims that arise from your business operations.
Liquor liability coverage protects your business from claims that arise from accidents caused by individuals you serve alcohol to, especially those who are visibly intoxicated or minors.
Here are some common mobile bartender business claims examples:
- An inexperienced mobile bartender served a patron three beers and three shots over a few hours. The customer then stopped at an attached liquor store and purchased a half-pint of whiskey. On the way home, the patron caused a head-on collision with another car, seriously injuring both drivers. The case was settled for $200,000.
- At a wedding, a freelance bartender served a guest 11 alcoholic beverages throughout the evening. The intoxicated woman got behind the wheel and struck a pedestrian who died from their injuries. The family sued and won a $900,000 settlement.
- While celebrating St. Patrick’s Day at the bar, a customer became increasingly drunk and belligerent. A bouncer had to forcefully remove him from the premises, causing the man to hit his head on the pavement and suffer a concussion. He won a $443,137 settlement against the bartender and establishment.
What Type of Insurance Does a Mobile Bartender Need?
In addition to general liability insurance and liquor liability insurance, your mobile bartending business may need one or more of the following insurance coverages:
- Inland marine insurance (tools and equipment)
- Cyber liability insurance
- Professional liability insurance
You can also customize your policy to cover you at weddings, parties, events, and more. It’s important to get coverage prior to your bookings to ensure you have the protection you need.
What Factors Affect the Cost of Mobile Bartender Insurance?
The final cost of your insurance depends on a few key factors, including:
- How much your business makes
- Which optional coverages you add
- Where you operate
- The nature of your business
- Claim history
Can I Get a Quote for Mobile Bartender Insurance Online?
Yes! Just follow these steps to get your free, instant online quote:
- Go to the mobile bartender insurance application
- Fill out your business information
- Select your coverage options
- View your quote and enroll!
How Do I Choose the Right Insurance Policy for My Mobile Bartending Business?
When choosing mobile bar insurance, you need to consider how many events you participate in per year.
If you only work a few, then you probably just need a 1-day bartender insurance policy. On the other hand, if you operate year-round, an annual policy saves you money since it covers unlimited events.
Need additional information before making a decision?
Give our team a call today at 844.520.6993.
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