Sports & Fitness Businesses

Welcome to Insurance Canopy’s sports and fitness blog! Explore a variety of free resources, as well as helpful tips and informational articles about running a safe, smart, and strong fitness business. Use the filters to locate the most relevant content to your search.

A man is grabbing his shoulder in pain after getting injured while working out in the gym with a trainer.

7 Real-Life Claims Fitness Instructors Face

Real insurance claims experienced by our sports and fitness instructors range from wrongful lawsuits to shattered equipment and chipped teeth. You take safety seriously, but even the most meticulous personal […]

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Recent Articles

Interior of a large modern gym, with a rig in front and machines in the background.

Touch and Consent for Trainers: A Guide to SAM Coverage

All work related to fitness and movement involves some level of physical proximity to other...

Woman wearing glasses, sitting on a couch with a notebook and a laptop.

How to Choose the Right Insurance for Your Fitness Business

Business liability insurance is confusing. The good news: you don’t need to become an insurance...

A virtual personal trainer sits on the floor of his home next to a weight as he texts a client during a workout.

How to Create Online Personal Training Packages (Free Templates to Use Today)

The basic steps to create online personal training packages include starting with a package template,...

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How to Create Online Personal Training Packages (Free Templates to Use Today)

The basic steps to create...

How to Grow Your Personal Training Business

Grow your personal training business...

The Yoga Teacher’s Risk Assessment & Safety Checklist [+ Free Download]

Three simple ways to protect...

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What kind of work do you do?

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    Exclusions

    This policy is not designed to cover:

    • Industrial control engineers
    • Defense contractors
    • Medical software companies
    • Crypto exchanges
    • Gambling platforms
    • Physical security system installers
    •  Heavy equipment integrators

     

    Not available if you manage or control systems involving:

    • Pressure or ventilation systems
    • Fire suppression or explosives
    • Hazardous materials
    • Radiation or pharmaceuticals
    • Water supply or waste management
    • Energy, fuel, mining, construction
    • Environmental systems
    • Aircraft, drones, spacecraft
    • Watercraft, trains, automobiles, motorcycles
    • If you build firmware or embedded software controlling industrial physical equipment.
    • If you support:
    • Military operations
    • National defense
    • Homeland security
    • Law enforcement
    • Weapons
    • Anti-terrorism
    • Public safety
    • Surveillance
    • Crime detection
    • Emergency response
    • Physical security systems
    • If more than 25% of your revenue comes from:
      • Federal government work
      • Military or defense operations
    • If more than 50% of your revenue comes from:
    • Equipment installation
    • Maintenance
    • Physical service work



    Restricted if you work in:

    • Ride-sharing platforms
    • Equipment sharing platforms
    • For-rent-by-owner platforms
    • Help-for-hire platforms
    • Delivery services
    • Banking or financial services
    • Cryptocurrency / blockchain / NFTs
    • Geospatial mapping / aerial photography
    • GPS systems
    • Gambling or gaming
    • Dating or sexually suggestive content
    • Violence-related content
    • Alcohol, marijuana, CBD
    • Tobacco / nicotine / e-cigarettes
    • Flammable or electrical products
    • Food-related services

    Our licensed, U.S.-based agents are here for you from 8 a.m. to 8 p.m. Eastern, Monday through Friday, so they can enjoy evenings and weekends with the people who matter most.