Trying to find a cheap yoga insurance to meet your facilities requirements, offer you good limits, and doesn’t cost a fortune? Comparing coverages can take time, so Insurance Canopy has compiled a list of some of the most popular yoga insurance policies for you.
Let’s take a look at what a good yoga insurance policy should include, some of the top five policies for yoga teachers, and what may be hiding behind some companies’ prices.
What Should Good Yoga Insurance Offer?
Good liability insurance for yoga teachers offers:
- General and Professional Liability limits to help cover medical expenses or legal fees from slip and fall accidents, bodily injuries, and property damage.
- Per Occurrence limits which is the maximum amount paid per incident that occurred as a result of your business operations or your professional instruction.
- Coverage for damages to rented premises can help cover the costs of fire damages done to a rented property space, such as a yoga studio or gym.
- Stolen equipment coverage (sometimes called Inland Marine) to help you repair or replace any stolen or damaged gear you use for your business.
However, GREAT yoga insurance will also include:
- Product Liability limits which can cover products you may sell or use during your classes, such as incense or essential oils, in the case of allergic reactions, injuries, or damage to the property.
- Personal Advertising Injury coverage can protect if someone writes false accusations about you or your business, your advertising ideas are stolen, and more.
- Medical Expense limits help cover the costs of medical fees or funeral expenses of someone injured from your business operations, without it being deducted from your general or professional liability limits.
- Additional Insureds who need to be added on to your insurance policy for protection from claims of bodily injury or property damage that occured from your business.
- Cyber Liability insurance can help you recover from a cyber attack on your business, which is especially helpful if you take any electronic payments, keep customer information, or have private business information stored online.
Insurance Canopy offers you everything you see listed above for a price you will love. You can choose monthly payments starting at $12.50, or save 14% with one upfront yearly payment for as low as $129.
Compare The Top 5 Most Popular Yoga Insurance Policies
The policies below reflect annual yoga teacher insurance policies for full time teachers with Insurance Canopy, NACAMS, beYogi, Yoga Alliance, and Philadelphia.
Note: NACAMS also operates under the name “beYogi” meaning both policies are identical and owned by the same company.
Insurance Canopy Yoga Insurance
Insurance coverage through Insurance Canopy is as follows:
- $129 for a 1 year policy, or $12.50 per month
- General and Professional Liability insurance
- Product Liability insurance
- Coverage for damage to rented premises
- Personal Advertising Injury
- Per occurrence limit
- Medical expense limit
- Stolen equipment coverage (add-on)
- Additional insureds (add-on)
- Cyber Liability insurance (add-on)
- Instant coverage in 10 minutes or less
- Online claims process
- Nationwide coverage*
- Coverage for online instructors
- Protected at most:
- Events
- Spas and retreats
- Schools
- Corporate offices and businesses
- Hospitals and care facilities
NACAMS Yoga Insurance
Insurance coverage through NACAMS is as follows:
- $179 for a 1 year policy, or $16.41 per month
- General and Professional Liability insurance
- Product Liability insurance
- Coverage for damage to rented premises
- Personal Advertising Injury
- Stolen equipment coverage
- Per occurrence limit
- $279.95 for a 2 year policy
- $25 for a 1 year student policy
- Website for your business
- Personal healthcare insurance plans
- Instant coverage
beYogi Yoga Insurance
Insurance coverage through beYogi is as follows:
- $179 for a 1 year policy, or $16.41 per month
- General and Professional Liability insurance
- Product Liability insurance
- Coverage for damage to rented premises
- Personal Advertising Injury
- Stolen equipment coverage
- Per occurrence limit
- $279.95 for a 2 year policy
- $25 for a 1 year student policy
- Website for your business
- Personal healthcare insurance plans
- Instant coverage
Note: NACAMS also owns and operates under the name “beYogi” meaning both policies are identical.
Yoga Alliance Yoga Insurance
Insurance coverage through Yoga Alliance is as follows:
- $146 for a 1 year policy
- General and Professional Liability insurance
- Product Liability insurance
- Coverage for damage to rented premises
- Personal Advertising Injury
- Stolen equipment coverage
- Per occurrence limit
- Medical expense limit
- $50 yearly memberships fees
- Instant coverage
Philadelphia Yoga Insurance
Insurance coverage through Philadelphia is as follows:
- $185 for a 1 year policy, or $16.41 per month
- General and Professional Liability insurance
- Product Liability insurance
- Coverage for damage to rented premises
- Medical expense limit
- Sexual Abuse Liability insurance
- $125 for a 1 year part-time policy (working less than 6 hours)
- $50 risk purchasing fee
- 24 hour waiting period before insurance coverage begins
Pricing Your Perfect Yoga Insurance Policy
Just because one policy might cost less doesn’t always mean it is the best. You may find other policies out there that offer lower prices, but be sure to pay attention to their coverage limits or any membership fees.
Insurance Canopy’s policies start as low as the price you see on our website: $12.50 per month. We don’t hide all our prices behind web pages or applications meant to collect your information. While our displayed prices may not always reflect your final total due to additional coverages you may need, business size, or location, we have always been transparent about what other factors can increase your policy price.
We know every instructor is not the same, which is why our policies are tailored to YOU! Not everyone needs a separate policy for their student teaching or full time classes. Some teachers don’t need the additional insurance plans or coverages they can’t opt out of. You may not want to be paying for additional resources you may never use, like a website or an online membership.
With Insurance Canopy, there are no strings attached. Just one simple, high quality, and affordable insurance policy that can follow you throughout your yoga career. If this sounds like the type of policy you need, then your search for yoga insurance ends with Insurance Canopy.
Get Better Coverage With Insurance Canopy
When you think of yoga teacher insurance, think of Insurance Canopy. We are one of the best yoga insurance options and your partner in protection. Join thousands of other yoga teachers who trust Insurance Canopy everyday.
Want to be instantly insured in 10 minutes or less? Start your yoga insurance policy with Insurance Canopy today!
*Not currently available in Missouri.
