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4 Ways DJ Insurance Elevates Your Business

Table of Contents

DJ mixing on turn table

As a DJ, you try to pack your weekends with as many gigs and parties as possible. Unfortunately, sometimes things go awry at these events, such as your equipment falling on someone and causing a serious injury, someone slipping and falling on your cords, or your equipment getting stolen. Since you work closely with people, your business can be unpredictable and accidents can occur. However, with DJ insurance, you can rest assured that your investment is covered and have peace of mind knowing that you don’t have to start back at square one. Learn how DJ insurance can help you out below.

Let’s get started.


Speakers, microphones, and lighting galore. You know that there’s a lot of equipment to work with in order to make your event an outstanding success and something your clients will remember for a lifetime. If someone steals your gear from your car, it can be a financial strain to replace. With DJ insurance from Insurance Canopy, you can add inland marine coverage to your policy and protect your investment.

Inland marine insurance is designed to cover your transportable or moveable equipment. This type of coverage will not include structures or buildings.

Here’s what we can cover:

  • Speakers
  • Microphones
  • Fog machines
  • Lighting
  • And more!

For annual policyholders, inland marine insurance can be added to your DJ insurance for just $60—which covers the whole year.


Before you can show off your skills and drop some serious beats, the venue owner may require that you’re insured and ask to be added to your policy as an additional insured.

An additional insured is a person or organization (not an employee or a friend) that can be added to your insurance policy by endorsement. Your policy may protect that additional insured from claims arising out of your negligence.

Here’s an example of when it could help: say you’re playing at a corporate gig and a guest trips over your speaker cord while dancing it out. The guest gets injured from the fall and decides to pursue legal action against you and the owner. Since the venue owner did not have anything to do with the accident, they should be protected with your insurance.

With DJ insurance from us, you pay a $5 flat fee for unlimited additional insureds for event and a $10 flat fee for annual. The last thing you want to deal with is not being able to perform because you don’t have coverage.


Every business owner’s nightmare is dealing with a lawsuit and it can get pretty expensive. From paying your lawyer’s rate to paying for your travel expenses, a legal battle can easily add up to thousands of dollars. Is this something you can pay for on your own? Even if you have the means to pay for a lawsuit, is this something you want to spend your hard-earned money on? DJ insurance is designed to cover legal expenses so you don’t have to deal with the financial strain.

Luckily, it doesn’t cost an arm and a leg to get business insurance coverage. You have the option to pay for an annual DJ insurance policy all in one payment or break it up into monthly payments. Your choice!

Our annual policy can be purchased starting at $192/year or you can pay $16/month.


A true business owner understands the risks their industry entails and seeks to be proactive. More importantly, you want to work with someone you can trust. With insurance coverage, you can stand out from the competition and show customers they are working with a true professional. If an accident occured during your gig and your client was injured, it’s nice knowing you have insurance coverage designed to cover industry risks.

To show potential customers that you’re insured, you get exclusive access to our online insurance badge and can feature it on your site.


You protect your home, your car, and maybe even your smartphone with insurance. Shouldn’t your business make the list? For less than $2 a day, your DJ insurance policy includes general liability with $2 million dollar limit that can be used to pay for bodily injury and property damage claims that you become legally obligated to pay due to your business services.

We understand that your time is valuable and made the insurance buying process super easy. Simply fill out our online form and you get instant proof of coverage after purchase. It takes less than 10 minutes and your business will be covered during your next gig.

Don’t wait, get the coverage your business deserves!

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