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Pitch-Perfect Liability Insurance for Performers and Flute Teachers
Log into your NFA member portal to claim an exclusive membership discount.
Performer Insurance
as low as
$18.50/month
or $59 per event
Or get event coverage for only $59 per event
Why Flutists Choose Insurance Canopy
Insurance Canopy partners with the National Flute Association to offer Music Teacher Insurance and Performer Insurance at a discount to NFA Members.
Over 140,000 professionals trust Insurance Canopy to cover them without missing a beat. Your coverage is designed to follow you through the highs and the lows, making playing and teaching safely easier than ever.
- Covered wherever you perform or teach
- Instant certificate of insurance (COI)
- 24/7 online policy management
- Coverage annually or by the event
- Affordable monthly payment options
- US-based, licensed support agents ready to help
NFA Members Save With Insurance Canopy
Get a $10 discount when you buy your Performer or Music Teacher Liability Insurance and $5 off every Performer event policy — just for being an NFA member! Log into your NFA account to find your discount code and enter it at checkout.
Performer Insurance
as low as
$18.50/month
or $59 per event
Or get event coverage for only $59 per event
What Does Performer Liability Insurance Cover?
Performer insurance is precisely tuned to cover your risks while at events, rehearsing, recording, or promoting yourself as a musician.
Whether you’re a full-time, part-time, or gig flutist, you can have peace of mind whenever and wherever you play. From concerts to weddings to corporate events, liability insurance protects against your biggest financial risks, like damage to venues, contract breaches, and more.
Coverage Details
Included
The most your policy pays when your business is legally responsible for harm to others or their property. Your limit amount refreshes every policy period (every year or every event).
$2,000,000
The most your policy pays when the products you use to perform cause harm to others or their property. It doesn’t cover products you sell or distribute.
$2,000,000
The amount your policy will pay for one or more of these claims:
– False arrest, detention, or imprisonment
– Malicious prosecution
– Wrongful eviction or wrongful entry
– Slander or libel
– Violation of privacy
– Advertising mistakes
$1,000,000
The maximum amount paid per incident during the policy period.
$1,000,000
Coverage for fire damage to spaces you rent. If you occupied the premises for seven (7) days or less, coverage for the space and its contents applies no matter what caused the damage.
$300,000
Medical bill coverage for others’ injuries due to your business, no matter who is at fault.
$5,000
Optional Coverages
Increases the general liability limit for extra coverage.
$1,000,000
Payment for liability due to data breaches or cyberattacks on your business.
$100,000
What Does Music Teacher Liability Insurance Cover?
Music teacher insurance is designed to offer note-perfect coverage for private, group, online, and in-person flute lessons. It covers your risk for harm to others, like student or parent injuries, damage to someone else’s property, and more.
Teachers who sometimes perform can also cover their liability for events and recitals with Music Teacher Insurance.
Coverage Details
Included
The most your policy pays when your business is legally responsible for harm to others or their property. Your limit amount refreshes every time you renew your policy.
$2,000,000
The most your policy pays when the products you use to teach or perform cause harm to others or their property. It doesn’t cover products you sell or distribute.
$1,000,000
The amount your policy will pay for one or more of these claims:
– False arrest, detention, or imprisonment
– Malicious prosecution
– Wrongful eviction or wrongful entry
– Slander or libel
– Violation of privacy
– Advertising mistakes
Included
The maximum amount paid per incident during the policy period.
$1,000,000
Coverage for fire damage to spaces you rent. If you occupied the premises for seven (7) days or less, coverage for the space and its contents applies no matter what caused the damage.
$300,000
Medical bill coverage for others’ injuries due to your business, no matter who is at fault.
$5,000
Included
Optional Coverages
Increases the general liability limit for extra coverage.
$1,000,000
Payment for liability due to data breaches or cyberattacks on your business.
$100,000
Close the Case on Worry with Liability Insurance
You deserve to focus on the music, not what could go wrong. Liability insurance keeps your risks piccolo-sized by shielding you from claims like these:
You accidentally click on a phishing email. The next thing you know, a hacker steals credit card info from your gig and student records, and you’re served with a data breach lawsuit. $55,000
Students messing around backstage during rehearsal damage the recital venue’s curtain mechanism. You’re responsible for supervising, so you get stuck with the bill. $6,500
Your music stand scratches the hardwood floor of an event venue, and the building manager expects you to pay for repairs. $5,000
When life goes off-key, you’re covered with insurance.
There was a misunderstanding about a wedding setlist, and your client is unhappy. They sue you and your quartet for breach of contract. $12,000
A student’s parent falls on your studio stairs during a lesson drop-off. They injure themselves and sue you to pay their medical bills. $100,000
All policies have conditions, limitations, and exclusions. Please read the policy for exact verbiage. Claim circumstances vary and similar claims do not guarantee coverage.
Why Choose Insurance Canopy?
You’re making the responsible choice to get insurance — shouldn’t the process be quick and easy? We think so, too. Your online application takes less than 10 minutes, and you can update your policy anytime with a few clicks from your Insurance Canopy user dashboard.
Need some help? Our team of friendly, licensed support agents is ready to answer your questions. (Not to brag, but we also have an A+ rating from AM Best, which is like being first chair in the insurance world.)
- Quick online checkout process
- Instant Certificate of Insurance (COI)
- Customizable policies made for musicians
- 24/7 access to your policy documents
- Free and unlimited additional insureds
A Symphony of Happy Customers
Over 140,000 professionals, including musicians and music teachers, trust Insurance Canopy. Here’s what a few say about their experience.
-
TLJ's Mobile Mixology, LLC had been insured with Insurance Canopy since it's inception and we have no complaints.
Tenisha J.
February 4, 2025Knowledgeable, kind, attentive and professional. She helped me to feel comfortable, well taken good care of and get the service possible.
Ed Levitt
February 3, 2025As a Massage Therapist, I was not aware until a few years ago that I did not have to be part of an Organization to get my liability insurance! I... Read More
Kristie Williams
January 30, 2025 -
This insurance has helped me secure events with my corporate and local government clients. They have great customer service and are always willing to help.
Tony Felix
January 23, 2025Representative was clear & concise in explaining specifics of the policy. Cost of policy very reasonable.
John B
January 16, 2025I’m very happy with my purchase of liability insurance for a one-off event. I was even able to edit the policy after it had been issued with the help of... Read More
jay gedeon
January 6, 2025 -
Super easy to use and great service; I had a little error from my part and needed to correct it customer service was super helpful they guided me through the... Read More
Ana Zavala
January 6, 2025I needed some liability insurance for my business. The team at Insurance Canopy had great recommendations and the insurance was reasonable for the coverage. Web site and process... Read More
Susan Tedesco
January 6, 2025Great coverage, excellent price, terrific customer service. I checked out a lot of different carriers and they had the best reputation and coverage. Since most venues require insurance, it was... Read More
Steve Bryant
January 6, 2025 -
Was waiting for two other insurance companies to get back to me for over 2 1/2 weeks and losing money every day. Sitting here, frustrated I asked ChatGPT what... Read More
Chad Laibly
January 6, 2025Great and affordable insurance
Peter DAntoni
December 6, 2024Being a caricaturist, I never understood why I needed liability insurance, but it got to that point where I was missing opportunities because of it. So, I researched a bit... Read More
Paul McNeilly
November 12, 2024 -
I’m just saying that is easy to get the vendors insurance with this company
Silvia Delgado
November 6, 2024Definitely a great asset to my business, I have never had a problem getting what I need from IC. Good communication skills, always get help from the agents, attenuative on... Read More
Robert Avila
November 6, 2024Your site was extremely easy to use, I was able to get my event insured for what the event planners wanted. The price was so affordable. Even chatting... Read More
Rebecca Ruby
November 6, 2024 -
Quick easy sign-up convince is great
Vincent Davanzo
November 6, 2024Great to work with. Always available for assistance.
Two Pour Girls Bartending
November 6, 2024Best customer service I have ever had in regards to insurance.
Edward Findley
November 5, 2024 -
Super easy and convenient. Just renewed, thanks.
Wendy Berg
November 3, 2024Great to work with. Always available for assistance.
Courtney Araneo
November 3, 2024This is only the second year I have had this insurance. Haven't had to use it. But it's nice to know i have it. The price is great too
Vickie Sundgren
November 3, 2024 -
Canopy insurance has been great for my business. Definitely a five star definitely recommend it..
Fernando Ferreira
October 12, 2024Very easy and straight forward experience! The agent and live chat were instrumental in acquiring my policy.
Jacob Smith Jr
October 7, 2024Rey was amazing. So easy! So fast!
Herman Koch
September 30, 2024 -
Always treated well. They take care of my business insurance and I don’t have to worry about anything with insurance canopy in my corner. 10 year customer.
Mark Paquin
September 14, 2024Excellent rates and coverage! Did a lot of homework before going with Insurance Canopy, by far the best bang for the buck 🙂
Alana Wyld
September 14, 2024She is positive and friendly !
Alan Dynin
September 14, 2024 -
Had a great experience obtaining a policy quickly for a solo musical act. After a year, modified my policy to a fully staffed production easily using the chat feature of... Read More
Paul Tolle
September 6, 2024I am a professional mobile DJ. I use Insurance Canopy for a policy to cover my equipment and liability. They are easy to do business and the website makes... Read More
Don Kirby
September 6, 2024Best price I have found! Excited to be a customer
Dustin Price
September 6, 2024
-
TLJ's Mobile Mixology, LLC had been insured with Insurance Canopy since it's inception and we have no complaints.
Tenisha J.
February 4, 2025 -
Knowledgeable, kind, attentive and professional. She helped me to feel comfortable, well taken good care of and get the service possible.
Ed Levitt
February 3, 2025 -
As a Massage Therapist, I was not aware until a few years ago that I did not have to be part of an Organization to get my liability insurance! I... Read More
Kristie Williams
January 30, 2025 -
This insurance has helped me secure events with my corporate and local government clients. They have great customer service and are always willing to help.
Tony Felix
January 23, 2025 -
Representative was clear & concise in explaining specifics of the policy. Cost of policy very reasonable.
John B
January 16, 2025 -
I’m very happy with my purchase of liability insurance for a one-off event. I was even able to edit the policy after it had been issued with the help of... Read More
jay gedeon
January 6, 2025 -
Super easy to use and great service; I had a little error from my part and needed to correct it customer service was super helpful they guided me through the... Read More
Ana Zavala
January 6, 2025 -
I needed some liability insurance for my business. The team at Insurance Canopy had great recommendations and the insurance was reasonable for the coverage. Web site and process... Read More
Susan Tedesco
January 6, 2025 -
Was waiting for two other insurance companies to get back to me for over 2 1/2 weeks and losing money every day. Sitting here, frustrated I asked ChatGPT what... Read More
Chad Laibly
January 6, 2025 -
Great coverage, excellent price, terrific customer service. I checked out a lot of different carriers and they had the best reputation and coverage. Since most venues require insurance, it was... Read More
Steve Bryant
January 6, 2025
