844.520.6993

Dram Shop Laws & Liquor Liability Insurance

dram shop employee
During colonial times, a unit of liquid was referred to as a “dram” and an establishment, such as a tavern or bar, that served alcohol was called a “dram shop.” Laws regarding alcohol service to patrons have fluctuated wildly, from outright prohibition to today’s “dram shop” laws. Businesses that serve or furnish alcohol are required by many states with dram shop laws to carry liquor liability insurance. These include breweries, bars, caterers, concession stands, food vendors, restaurants, taverns, and other establishments. But did you know that some states even require social hosts to carry liquor liability insurance?

WHAT IS SOCIAL HOST LIQUOR LIABILITY INSURANCE?

If you are hosting an event and serving alcohol at that event, as the host, you could be held liable for the service of alcohol to someone who is intoxicated. This means that if one of your guests becomes inebriated and injures someone or damages property, the injured party could sue you for financial compensation. Even if the lawsuit has no merit, it could still cost a pretty penny just to defend yourself. You need social host liquor liability insurance if you are hosting any event and serving alcohol, including, but not limited to:
  • Weddings
  • Corporate Events
  • Parties
  • Religious Ceremonies
  • Festivals
  • BBQ’s

GET YOUR HOST LIQUOR LIABILITY POLICY TODAY!

Don’t wait to get social host liquor liability coverage. Purchase here. If you are a bartender, caterer, or food service provider who needs liquor liability insurance, you can purchase from our trusted partner here. *All insurance policies have conditions, limitations and exclusions. Please refer to the policy for exact coverages.

Get Covered With

Liquor Liability Insurance

Policies Starting at

$33

per month

Tags

Share

Share on facebook
Share on twitter
Share on linkedin
Share on email

About the Author

Get Covered With

Liquor Liability Insurance

Policies Starting at

$33

per month

Related Articles

If you are considering starting an alcohol-serving business, then you have probably spent some time looking at dram shop insurance. Insurance can be tricky, though, with all the different policies, providers…
For many people, owning an event bartending business is a dream come…
There are many reasons why a business owner might want to sell…