Cleaning Business Insurance
Protect your cleaning business with reliable insurance.
Buy online and ensure peace of mind against accidents and liabilities.
$26.67
Life’s messy, your insurance shouldn’t be. Safeguard your cleaning business now!
Prefer to walk through the app with a rep? Reach us at: 844.520.6993 (Agentes de soporte de habla hispana disponibles)
The Cost of Insurance is Small Compared to the Potential Cost of Lawsuit
Yes! If you’re running a cleaning business – even if you’re the only employee – you need cleaning business insurance to protect you in case of accidents, property damage, and more.
The Cost of Insurance is Small Compared to the Potential Cost of Lawsuit
Yes! If you’re running a cleaning business – even if you’re the only employee – you need cleaning business insurance to protect you in case of accidents, property damage, and more.
Who Needs Cleaning Business Insurance?
Let us help you match the right cleaning business, maid, and housekeeper insurance to your business. Our representatives are standing by to assist you and answer your small business insurance questions.
Don’t see your service listed above? Don’t worry, our experienced agents may still be able to tailor a policy for your specific cleaning business needs.
Digital Certificate of Insurance
With our user-friendly portal, you can download proof of insurance and certificates immediately after purchase! Documents are available 24/7 to redownload.
Optional Tools & Equipment Coverage
Ensure all of your supplies and equipment receive the same coverage. Add Tools & Equipment Coverage to your policy today.
Easily Add Additional Insureds
Add third parties to your policy at the time of purchase, or anytime through your user login! Help give reassurance to property owners or landlords who need coverage under your policy.
Coverage Details
Maximum Cleaning Liability Insurance Limits
The most your policy will pay in a 12-month policy period for bodily injury and property damage claims that you become legally obligated to pay due to your business services.
$2,000,000
The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims that result from the products you use to perform your services. However, it does not cover products that are sold, or distributed.
$2,000,000
The maximum your policy will pay for a bodily injury or property damage claim that you become legally obligated to pay due to your business services.
$1,000,000
The amount that your policy will pay for claims arising out of one or more of the following offenses:
- False arrest, detention or imprisonment
- Malicious prosecution
- Wrongful eviction or wrongful entry
- Oral or written publications that slander or libels a person or organization
- Oral or written publication or material that violates a person’s right of privacy
- The use of another’s advertising idea in your advertisement
$1,000,000
Applies to damage by fire to premises rented to the insured and to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.
$100,000
A general liability coverage that reimburses others, without regard to the insured’s liability, for medical or funeral expenses incurred by such persons as a result of bodily injury or death sustained by accident under the conditions specified in the policy.
$5,000
Optional Coverage Options
Tools & Equipment Coverage
Limits / Occurrence / Aggregate
Premium
Deductible
$1,000/$3,000
$40
$250
$2,000/$6,000
$55
$5,000/$10,000
$60
Still doing your research?
Have questions?
Our licensed agents are available to answer any questions you may have (se habla español)
Insurance coverage can be confusing — it’s normal to have questions. Luckily, we have answers. Insurance Canopy has more than ten years of experience in the insurance industry. Each one of our agents is fully licensed and available to chat one-on-one. We’ll help you understand which cleaning business insurance policy is right for you, provide an accurate online quote, and give you peace of mind with quick, comprehensive coverage. We make insurance simple, so you can focus on doing what you do best: growing your cleaning business.
Are you looking for something beyond our basic coverage options? Insurance Canopy offers different endorsements for each policy. For example, our tools and equipment coverage protects your business’ personal property. The base policy starts at $26.67, but you can add any of our endorsements to your policy during the online application. Start your application to view current endorsement pricing information.
Cleaning business insurance through Insurance Canopy offers more than just peace of mind. When you purchase a policy for your cleaning company, you receive a proof of insurance document. Download it to add to your records. Then, add our “Site Seal” to your website; this shows your clients you’re a credible and insured professional. Finally, you can choose from monthly or annual payment options, either of which you can cancel at any time. Have additional questions? Reach out to our licensed agents at any time.
Finding the right cleaning services insurance is critical as a small business owner, but it takes time you likely don’t have. Here’s the good news: we understand the nitty gritty details of what cleaning company insurance requires and offer it to you at the best price! Our cleaning company insurance is designed to cover your costs if a client slips, trips, or falls in your working area. We protect against property damage claims, too. With us, you can skip the traditional insurance quote process; get started with general liability insurance at a monthly premium as low as $26.67.
Questions About Cleaning Business Insurance
- While most states don’t require you to have a trade license, professional cleaners, maids, and housekeepers are generally licensed and bonded to instill confidence in their clients. Additionally, some locations require you to carry some liability insurance before issuing a license.
- Property owners may require you to show a proof of insurance or bond before hiring you.
- Liability insurance gives you a layer of defense against claims such as those for bodily injury or property damage
- Financial peace of mind.
- If you use your own equipment, or transport equipment to multiple locations, you will want to protect your equipment against theft, damage, or loss with additional equipment insurance.
- General liability coverage: You have a $2,000,000 general aggregate, and $1,000,000 limit for each occurrence. This means that if one of your clients files a claim, you can be covered for up to $1,000,000 per occurrence or $2,000,000 aggregate.
- Products & Completed Operations Aggregate: This is the maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims that result from the products you use to perform your services. However, what’s not included in this policy is products that are sold, or distributed.
- Damages to Premises Rented: This applies to damage to premises rented to the insured and to damage regardless of cause to premises occupied by the insured for seven days or less.
- Personal and Advertising Injury Coverage: This includes coverage for claims of false arrest, detention or imprisonment, malicious prosecution, oral or written material which damages someone’s reputation, and violations of the right to privacy. It also provides coverage for claims of false advertising or for stealing someone else’s idea, logo, or other intellectual property.
There are endless claims that you could face as a housekeeper or cleaning professional, but some common claims are slip-and-fall accidents, corrosive materials spilling and causing stains, and damage to a client’s home or possessions. Accidents happen, and when they do, you’ll be glad that you have insurance.
Cleaning business insurance from Insurance Canopy starts at $26.67 per month, although the total monthly cost varies depending on your specific situation and the amount of coverage you require. Some of the factors that will influence the cost of your policy are the size of your business, annual employee payroll (including owner), desired coverage amounts and limits, and the state where the business is located.
There are several factors that can potentially affect your policy price. This includes any endorsements you add, the number of employees you have, the number of additional insureds added to your policy, if you elect to include cyber coverage or tools and equipment coverage, and others. Cyber coverage is an additional $99 per year, each additional insured is $50, and the tools and equipment coverage depends on your occurrence and annual limit selection. All of this information is available online for you to see while you are filling out your application. You can speak with one of our licensed agents with any questions you have about these options, before adding them to your policy.
Insurance Canopy offers general and professional liability insurance with the option to add needed endorsements and additional insureds at a competitive price. You can purchase a policy online in 10 minutes or less and have the option of paying for it in one annual payment or breaking it down into monthly payments. We make it easy for you to sign up through Facebook or Google and also offer the option to set up an account with your email address. If you have any questions, you can chat with one of our online agents or give us a call.
Yes. You set the effective date of your policy when you are filing out the simple online application. Coverage for your business can begin today, as soon as your purchase is completed. Also, all your policy documents will be available to you for download from your online account immediately after purchase.
Yes. You may cancel your policy at any time, but there is no money back guarantee on months that you have already paid for.
For many service industries, housekeeping included, bonding is not always mandated in your contract. However to provide you the best coverage, Insurance Canopy does offer bonding options to compliment your insurance policy. Our trusted partner offers a $5,000 limit or $10,000 limit, you can select the bond that is best for your cleaning business.
Bonding can be purchased in your client dashboard, after the purchase of your insurance policy. Scroll down and select which limit, fill out the checkout page, and have instant coverage for your cleaning insurance and bond. If you have questions about our janitorial bond option, please reach out to our customer service team.
If you are interested in workers compensation or commercial auto insurance, you will need to call one of our licensed insurance agents to request an insurance quote. Call today 844-520-6993 to reach out and get a customized quote for your business.
Filling out an application is easy and only takes 10 minutes. The best part is that you don’t need to request a cleaning business insurance quote. Here is a list of things you’ll need to provide when filling out an application to get insured:
- Personal information (name, address, business information)
- Knowledge of previous insurance claim history
- Details for Additional Insureds, tenants or landlords that will be added.
- Payment information
Yes, Insurance Canopy offers cleaning bonds! You can now easily purchase bonding after you complete your cleaning insurance policy purchase. When you log in to your customer dashboard, you can edit your policy options and choose an affordable bonding policy for your cleaning business.
We offer 2 janitorial bond limits, both with affordable annual pricing! Choose the right limit to cover your business needs. Get a $10,000 bond from $181 / year or select a $5,000 Bond from $134 / year. These can be found in your customer dashboard after you purchase your general liability policy.
Don't Just Take Our Word For It
Hear From Some of Our 75,000+ Clients
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quick and easy to sign up and did not break the bank!!
April 8, 2024Received many quotes that were multiple times more expensive. Needed something fast, easy and inexpensive for a high needs client. Customer had what they needed 5 minutes after... Read More the request came in on our first purchase of many.
April 7, 2024Easy to apply online, it take 5 mins and get your provf of Insurance.
April 6, 2024 -
I had shopped a few websites including my home/auto policy holder and was not satisfied with their inability to insure me. Other sites wanted ridiculous down payments and one time... Read More processing fees. That was not the case with Insurance Canopy and prompted me to buy all the protection I need at a great price. Thank you for the easily navigated website as well.
April 4, 2024Just the insurance I needed. I wish the website would allow me to share pages!
April 2, 2024This insurance fits my needs as a yoga instructor with a small studio at a reasonable price.
April 2, 2024 -
It was fast and easy.
March 31, 2024Chat support is terrific. I have chatted multiple times and each time the support team is very prompt, customer focused and knows the answers. The policy website is also very... Read More good and you can bind a policy in minutes. My band is called Collective Vibes Duo and you can find us on all the social channels under that name
March 27, 2024Process was easy. Relevant information accessible. Platform is very user friendly.
March 26, 2024 -
The agent was awesome, helped me through my application completely, very professional, humble and helpful! I love Canopy’s concept!!! Thanks, Lionel
March 26, 2024I've been using Canopy for all my businesses. Always responsive, easy to use and the cheapest around. Can't ask for more! - A 10+ note from a happy customer here!
March 26, 2024Getting insurance is the best thing a fitness professional can do to protect themselves. I feel better knowing Canopy has got my back. Simple and easy to sign up.
March 25, 2024 -
I Am tremendously grateful for the help I received in getting the right understanding of what policy was best to fit my needs! Thank U Canopy and Staff
March 25, 2024Super friendly service..
March 25, 2024I was concerned that I wouldn't find a company that could check all the boxes on our coverage wishlist. It only took one quick call and my questions were answered.... Read More The process ended up being very easy and the competitive pricing was the whip cream on top.
March 25, 2024 -
Reasonable rates for small business owners. It was tough finding a policy that met my needs, but was fortunate to find Insurance Canopy. Highly recommended.
March 25, 2024Very easy process to get peace of mind
March 25, 2024great experience so far, always able to reach a human representative on the phone!
March 25, 2024 -
Insurance Canopy gives me peace of mind for my practice.
March 25, 2024Great service, affordable insurance, easy to work with.
March 18, 2024The wait was way too long, however it was worth it. The representative that helped me was knowledgeable, patient, and reassuring.
March 11, 2024 -
Fast procedure with clear price options. Did everything in less than 5 minutes
March 11, 2024If you are in the entertainment business this is the best and most easiest insurance to use.
March 1, 2024Very easy set up for a policy and friendly conversation with on line and customer support
March 1, 2024 -
Site easy to navigate, good price, good customer service.
March 1, 2024Process went very well. Best price and able to add a secondary insured.
March 1, 2024Renewal of policy was smooth and didn't have to do a thing! Excellent customer support! Will refer family and friends. Thank you Insurance Canopy!
March 1, 2024 -
Insurance Canopy has some issues when navigating the website. However, they have reasonable rates and seemingly good coverage. I’ve never had to file a claim. So I will make a... Read More new review of I ever go through that process. Auto renew hasn’t ever worked for me. And changing my policy manually or having an agent do it by email hasn’t worked. So I recommended picking policy options that you will keep forever.
March 1, 2024We have worked extensively with Faith Ortiz and each time it has been a pleasure! Faith is efficient, incredibly knowledgeable, and a joy to work with. Even in situations with... Read More tight turnaround times, she has been able to work with us to meet our goals. We simply could not ask for better. Thank you Faith and the team!
February 1, 2024Faith has been working with us for a while now and consistently goes out of her way to help us find a solution. We greatly appreciate all her and her... Read More team's continuous support.
February 1, 2024
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quick and easy to sign up and did not break the bank!!
April 8, 2024 -
Received many quotes that were multiple times more expensive. Needed something fast, easy and inexpensive for a high needs client. Customer had what they needed 5 minutes after... Read More the request came in on our first purchase of many.
April 7, 2024 -
Easy to apply online, it take 5 mins and get your provf of Insurance.
April 6, 2024 -
I had shopped a few websites including my home/auto policy holder and was not satisfied with their inability to insure me. Other sites wanted ridiculous down payments and one time... Read More processing fees. That was not the case with Insurance Canopy and prompted me to buy all the protection I need at a great price. Thank you for the easily navigated website as well.
April 4, 2024 -
Just the insurance I needed. I wish the website would allow me to share pages!
April 2, 2024 -
This insurance fits my needs as a yoga instructor with a small studio at a reasonable price.
April 2, 2024 -
It was fast and easy.
March 31, 2024 -
Chat support is terrific. I have chatted multiple times and each time the support team is very prompt, customer focused and knows the answers. The policy website is also very... Read More good and you can bind a policy in minutes. My band is called Collective Vibes Duo and you can find us on all the social channels under that name
March 27, 2024 -
Process was easy. Relevant information accessible. Platform is very user friendly.
March 26, 2024 -
The agent was awesome, helped me through my application completely, very professional, humble and helpful! I love Canopy’s concept!!! Thanks, Lionel
March 26, 2024