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What’s Included in Entertainers’ Coverage?

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musician practicing at home

Insurance Canopy provides coverage for several entertainers. From clowns and performers to musicians, bands, and DJs, we have you covered. Entertainers love sharing their talents with others and feeling the rush of adrenaline from performing. Although you are a trained professional, there are still some risks that you need to be aware of.

While you’re performing, these things may not be on the top of your mind, so it’s good to take precautionary steps. We walk you through some of the most common risks that each profession faces, how to avoid them, and why insurance is essential.

DJ Insurance

Because DJs often perform at several different venues for parties, weddings, events, and more, having insurance can help you work with peace of mind. With an insurance policy in place, you can be protected from claims that arise.

One of the most common claims is a guest tripping on your DJ equipment. If they get injured and decide to sue you, you can be held liable for any medical expenses. DJ insurance is also helpful in case any of your equipment gets stolen. If you are travelling to an event and your equipment gets stolen out of your car, or if you are performing and it gets damaged, having DJ insurance can help you so you don’t have to pay hefty expenses out of your own pocket to replace your equipment.

Insurance Canopy offers both DJ Annual Insurance and DJ Event Insurance policies. If you are planning on being a DJ long-term and playing at several events throughout the year, you will want to purchase DJ Annual Insurance. If you are DJing an event or two over the course of 1–3 days, you’ll want to take a look at the DJ Event Insurance.

Clown Insurance

As a clown, you have many talents as you entertain children and others at parties and gatherings. Most events require that you have a general liability insurance policy, and most venues require that you add them as an additional insured. The great thing is that you get both of those from Insurance Canopy! If your business operations harm any property or a person, you can have coverage in place.

Insurance Canopy also offers Clown Annual Insurance and Clown Show Insurance policies. For a show that will span 1–3 days, you’ll want a Clown Show Policy, which starts at $59. If you are planning on performing at several shows, you’ll want to look into the Clown Annual Policy, which is available for $199 per year.

Performers Insurance

Performers, like balloon artists, Santas, magicians, and more, need insurance just like any other performer. One of the most common risks are trip and fall accidents. If someone is visiting you as Santa Clause and slips on your carpet, you could be held liable for the incident.

Performers insurance protects your business from lawsuits, accident claims, and third-party property damage claims. As an independent entertainer, you can count on Insurance Canopy to help you assess the risks faced by your entertainment business and find the liability insurance policy that meets your needs. You can purchase the Annual Policy for $199 or the Show Policy for $59.

Musicians Insurance & Band Insurance

Musicians insurance covers claims that may arise from your performance or operations during an event. For example, if a club patron injures themselves by tripping over your equipment or you damage a venue, musicians insurance could help cover the costs of these claims.

Musicians insurance provides coverages for your general liability and public liability needs. Our policy provides general liability insurance for bands as well as individual musicians. Having insurance sets you apart as a serious professional and can come in handy when you need to add additional insureds, like a venue where you or your band is performing.

Musicians Insurance is available for $199 per year or $59 for 1–3 days.

Get the Coverage You Need

At Insurance Canopy, we want you to succeed. Purchase a policy today so you can have a financial safety net and do what you love with confidence. If you have any questions about the policy that you need or the details included, don’t hesitate to reach out to our licensed insurance agents. Good luck with all of your business endeavors!

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Get Covered With

Entertainers Insurance

Annual Policies Starting at


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