Seguro para Negocios de Limpieza
¡Protege tu negocio con un seguro asequible para accidentes, daños y robos!
- Cobertura Asequible
- Diseñada para Pequeñas Empresas
- Prueba de Seguro al Instante
4.7/5 on
Personalizado Para Tu Profesión de Limpieza
Además de las profesiones listadas a continuación, también ofrecemos seguros para pequeños negocios de limpieza, limpieza comercial, limpieza residencial, y trabajadores de limpieza independientes.
¿Por Qué Necesitan Seguro los Negocios de Limpieza?
Pagar un seguro de limpieza puede parecer otro gasto más—hasta que ocurre un gran reclamo. Desde daños accidentales a la propiedad hasta lesiones de empleados o clientes, ¡los reclamos en la industria de la limpieza son más comunes de lo que piensas! Sin la cobertura adecuada, estos riesgos pueden resultar en grandes pérdidas financieras y responsabilidades legales.
Si rompes un jarrón invaluable de un cliente
El seguro de responsabilidad general puede cubrir daños a la propiedad durante el trabajo.
Si alguien se resbala por un “piso mojado” sin señalizar
La cobertura de responsabilidad general puede cubrir gastos médicos y legales.
Si acusan a tu personal de robo
Los bonos de limpieza (fianzas) protegen tu negocio contra reclamos de deshonestidad de empleados.
Si te roban los suministros de limpieza
La cobertura de Herramientas y Equipos reemplaza lo robado, como nuevo.
¿Cuánto Cuesta el Seguro para Empresas de Limpieza?
Nuestro seguro para empresas de limpieza comienza desde tan solo $39 al mes. Varios factores pueden influir en el costo final, así que asegúrate de entender qué afecta el precio. ¡También puedes ahorrar hasta un 12% pagando anualmente!
“Registrarme fue fácil. Les da tranquilidad a los clientes saber que tienes cobertura.”
Además, es una cobertura buena y asequible que cubre lo que necesito. Definitivamente la recomiendo, incluso a mi hijo y a personas de otras industrias. Siempre les digo que llamen a Insurance Canopy y se cubran, porque no es caro. Cuando otros en la industria de la limpieza me dicen que no están asegurados, yo digo: “¿Por qué? ¡Literalmente cuesta $39 al mes!”
– Nicole H., Propietaria de Nothing But Perfection
(Cita traducida del inglés)
Protegida por Insurance Canopy Desde 2022
Coberturas y Bonos Recomendados para Negocios de Limpieza
Nuestro seguro para negocios de limpieza ofrece cobertura de responsabilidad general requerida en contratos con clientes. Recomendamos agregar cobertura adicional para lesiones laborales, deshonestidad de empleados, y robo o pérdida de suministros. Revisa las actividades excluidas antes de comprar.
Incluido
Cobertura de Responsabilidad General
Cobertura de Responsabilidad General Protege contra reclamos de lesiones corporales, daños a la propiedad o daños personales ocurridos durante el trabajo. Por ejemplo, si un cliente se tropieza con un equipo mientras limpias, el seguro puede cubrir gastos médicos y legales. No cubre a ti ni a tus empleados—solo a terceros.
Coberturas Adicionales
Cobertura de Herramientas y Equipos
Protege tus herramientas de limpieza en caso de daño o robo.
Bonos de Limpieza (Fianzas)
Protegen tu negocio contra la deshonestidad de empleados cuando trabajan cerca de objetos valiosos de los clientes.
Para obtener la mejor protección contra robos, combina el seguro de responsabilidad general con una fianza. En Insurance Canopy, puedes comprar una fianza desde $131 al año.
Asegurados Adicionales
Agrega individuos o entidades a tu póliza, requerido para contratos comerciales o gubernamentales.
Cobertura de Responsabilidad Cibernética
Protege contra ataques cibernéticos y filtraciones de datos.
Cobertura de Compensación Laboral
Cubre gastos médicos y salarios perdidos si tus empleados se lesionan o enferman trabajando.
Seguro de Auto Comercial
Protege vehículos comerciales usados para traslados a trabajos.
Límites de Cobertura para Seguro de Negocios de Limpieza
Maximum Cleaning Liability Insurance Limits
The most your policy will pay in a 12-month policy period for bodily injury and property damage claims that you become legally obligated to pay due to your business services.
$2,000,000
The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims that result from the products you use to perform your services. However, it does not cover products that are sold, or distributed.
$2,000,000
The maximum your policy will pay for a bodily injury or property damage claim that you become legally obligated to pay due to your business services.
$1,000,000
The amount that your policy will pay for claims arising out of one or more of the following offenses:
- False arrest, detention or imprisonment
- Malicious prosecution
- Wrongful eviction or wrongful entry
- Oral or written publications that slander or libels a person or organization
- Oral or written publication or material that violates a person’s right of privacy
- The use of another’s advertising idea in your advertisement
$1,000,000
Applies to damage by fire to premises rented to the insured and to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.
$100,000
A general liability coverage that reimburses others, without regard to the insured’s liability, for medical or funeral expenses incurred by such persons as a result of bodily injury or death sustained by accident under the conditions specified in the policy.
$5,000
Optional Coverage Options
Tools & Equipment Coverage
Limits / Occurrence / Aggregate
Premium
Deductible
$1,000/$3,000
$40
$500
$2,000/$6,000
$55
$5,000/$10,000
$60
¿Tienes preguntas?
Nuestros agentes con licencia (sin comisión) están disponibles para ayudarte.
Lunes a Viernes, 8 am – 8 pm EST
¡Se habla español!
Por Qué Los Negocios de Limpieza Eligen Insurance Canopy?
Para un seguro en el que los negocios de limpieza puedan confiar, no busques más allá de Insurance Canopy.
Políticas Económicas y Transparentes
Cobertura clara y confiable, sin sorpresas.
Diseñado Para Pequeñas Empresas Como la Tuya
Entendemos los riesgos únicos de la limpieza y protegemos tu experiencia.
100% en Línea Con Soporte Humano
Gestiona todo en línea con soporte 1:1 disponible cuando lo necesites.
Más de 135,000 Pequeños Negocios Confían en Insurance Canopy
-
TLJ's Mobile Mixology, LLC had been insured with Insurance Canopy since it's inception and we have no complaints.
Tenisha J.
February 4, 2025Knowledgeable, kind, attentive and professional. She helped me to feel comfortable, well taken good care of and get the service possible.
Ed Levitt
February 3, 2025As a Massage Therapist, I was not aware until a few years ago that I did not have to be part of an Organization to get my liability insurance! I... Read More
Kristie Williams
January 30, 2025 -
This insurance has helped me secure events with my corporate and local government clients. They have great customer service and are always willing to help.
Tony Felix
January 23, 2025Representative was clear & concise in explaining specifics of the policy. Cost of policy very reasonable.
John B
January 16, 2025I’m very happy with my purchase of liability insurance for a one-off event. I was even able to edit the policy after it had been issued with the help of... Read More
jay gedeon
January 6, 2025 -
Super easy to use and great service; I had a little error from my part and needed to correct it customer service was super helpful they guided me through the... Read More
Ana Zavala
January 6, 2025I needed some liability insurance for my business. The team at Insurance Canopy had great recommendations and the insurance was reasonable for the coverage. Web site and process... Read More
Susan Tedesco
January 6, 2025Great coverage, excellent price, terrific customer service. I checked out a lot of different carriers and they had the best reputation and coverage. Since most venues require insurance, it was... Read More
Steve Bryant
January 6, 2025 -
Was waiting for two other insurance companies to get back to me for over 2 1/2 weeks and losing money every day. Sitting here, frustrated I asked ChatGPT what... Read More
Chad Laibly
January 6, 2025Great and affordable insurance
Peter DAntoni
December 6, 2024Being a caricaturist, I never understood why I needed liability insurance, but it got to that point where I was missing opportunities because of it. So, I researched a bit... Read More
Paul McNeilly
November 12, 2024 -
I’m just saying that is easy to get the vendors insurance with this company
Silvia Delgado
November 6, 2024Definitely a great asset to my business, I have never had a problem getting what I need from IC. Good communication skills, always get help from the agents, attenuative on... Read More
Robert Avila
November 6, 2024Your site was extremely easy to use, I was able to get my event insured for what the event planners wanted. The price was so affordable. Even chatting... Read More
Rebecca Ruby
November 6, 2024 -
Quick easy sign-up convince is great
Vincent Davanzo
November 6, 2024Great to work with. Always available for assistance.
Two Pour Girls Bartending
November 6, 2024Best customer service I have ever had in regards to insurance.
Edward Findley
November 5, 2024 -
Super easy and convenient. Just renewed, thanks.
Wendy Berg
November 3, 2024Great to work with. Always available for assistance.
Courtney Araneo
November 3, 2024This is only the second year I have had this insurance. Haven't had to use it. But it's nice to know i have it. The price is great too
Vickie Sundgren
November 3, 2024 -
Canopy insurance has been great for my business. Definitely a five star definitely recommend it..
Fernando Ferreira
October 12, 2024Very easy and straight forward experience! The agent and live chat were instrumental in acquiring my policy.
Jacob Smith Jr
October 7, 2024Rey was amazing. So easy! So fast!
Herman Koch
September 30, 2024 -
Always treated well. They take care of my business insurance and I don’t have to worry about anything with insurance canopy in my corner. 10 year customer.
Mark Paquin
September 14, 2024Excellent rates and coverage! Did a lot of homework before going with Insurance Canopy, by far the best bang for the buck 🙂
Alana Wyld
September 14, 2024She is positive and friendly !
Alan Dynin
September 14, 2024 -
Had a great experience obtaining a policy quickly for a solo musical act. After a year, modified my policy to a fully staffed production easily using the chat feature of... Read More
Paul Tolle
September 6, 2024I am a professional mobile DJ. I use Insurance Canopy for a policy to cover my equipment and liability. They are easy to do business and the website makes... Read More
Don Kirby
September 6, 2024Best price I have found! Excited to be a customer
Dustin Price
September 6, 2024
-
TLJ's Mobile Mixology, LLC had been insured with Insurance Canopy since it's inception and we have no complaints.
Tenisha J.
February 4, 2025 -
Knowledgeable, kind, attentive and professional. She helped me to feel comfortable, well taken good care of and get the service possible.
Ed Levitt
February 3, 2025 -
As a Massage Therapist, I was not aware until a few years ago that I did not have to be part of an Organization to get my liability insurance! I... Read More
Kristie Williams
January 30, 2025 -
This insurance has helped me secure events with my corporate and local government clients. They have great customer service and are always willing to help.
Tony Felix
January 23, 2025 -
Representative was clear & concise in explaining specifics of the policy. Cost of policy very reasonable.
John B
January 16, 2025 -
I’m very happy with my purchase of liability insurance for a one-off event. I was even able to edit the policy after it had been issued with the help of... Read More
jay gedeon
January 6, 2025 -
Super easy to use and great service; I had a little error from my part and needed to correct it customer service was super helpful they guided me through the... Read More
Ana Zavala
January 6, 2025 -
I needed some liability insurance for my business. The team at Insurance Canopy had great recommendations and the insurance was reasonable for the coverage. Web site and process... Read More
Susan Tedesco
January 6, 2025 -
Was waiting for two other insurance companies to get back to me for over 2 1/2 weeks and losing money every day. Sitting here, frustrated I asked ChatGPT what... Read More
Chad Laibly
January 6, 2025 -
Great coverage, excellent price, terrific customer service. I checked out a lot of different carriers and they had the best reputation and coverage. Since most venues require insurance, it was... Read More
Steve Bryant
January 6, 2025
Preguntas Frecuentes Sobre el Seguro Para Negocios de Limpieza
¿Qué seguro necesito para limpiar?
Todo negocio de limpieza debe tener seguro de responsabilidad general. Según el tipo de trabajo, también se recomienda cobertura de herramientas/equipos y bonos contra deshonestidad.
¿Mi póliza de seguro de limpieza entra en vigor de inmediato?
¡Sí! Recibirás confirmación instantánea y tu Certificado de Seguro (COI) al completar la aplicación y el pago en línea.
¿Cómo cancelo o renuevo mi póliza?
Puedes cancelarla en cualquier momento contactando a nuestro servicio al cliente. Las pólizas se renuevan automáticamente al final del término para evitar interrupciones.
¿Cómo presento un reclamo de limpieza?
- Ingresa a tu panel
- Selecciona “Manage Policies”
- Haz clic en “File a Claim”
Un ajustador se pondrá en contacto para ayudarte.
¿Cuál es la diferencia entre Responsabilidad General y un BOP?
La Responsabilidad General protege contra lesiones y daños. Un BOP (Business Owner’s Policy) combina varias coberturas, pero normalmente no es necesario para negocios de limpieza.
¿Necesito Seguro de Umbrella para mi negocio de limpieza?
No, la mayoría de los contratos no requieren cobertura adicional. Nos enfocamos en ofrecerte la protección que realmente necesitas, sin extras innecesarios.
Elimina el Estrés con Nuestro Seguro Para Negocios de Limpieza
Artículos Relacionados
The Ultimate Commercial Cleaning Pricing Guide
Your customers want spotless spaces. You want a strong, profitable business. With the
Why Cleaning Businesses Choose Insurance Canopy
Insurance might not be the most exciting “must-have” when it comes to your
What Happens if You End Your Cleaning Insurance Early?
Canceling your cleaning business insurance early might seem like an easy way to
