Seguro para Negocios de Limpieza
¡Protege tu negocio con un seguro asequible para accidentes, daños y robos!
- Cobertura Asequible
- Diseñada para Pequeñas Empresas
- Prueba de Seguro al Instante
4.7/5 on
Personalizado Para Tu Profesión de Limpieza
Además de las profesiones listadas a continuación, también ofrecemos seguros para pequeños negocios de limpieza, limpieza comercial, limpieza residencial, y trabajadores de limpieza independientes.
¿Por Qué Necesitan Seguro los Negocios de Limpieza?
Pagar un seguro de limpieza puede parecer otro gasto más—hasta que ocurre un gran reclamo. Desde daños accidentales a la propiedad hasta lesiones de empleados o clientes, ¡los reclamos en la industria de la limpieza son más comunes de lo que piensas! Sin la cobertura adecuada, estos riesgos pueden resultar en grandes pérdidas financieras y responsabilidades legales.
Si rompes un jarrón invaluable de un cliente
El seguro de responsabilidad general puede cubrir daños a la propiedad durante el trabajo.
Si alguien se resbala por un “piso mojado” sin señalizar
La cobertura de responsabilidad general puede cubrir gastos médicos y legales.
Si acusan a tu personal de robo
Los bonos de limpieza (fianzas) protegen tu negocio contra reclamos de deshonestidad de empleados.
Si te roban los suministros de limpieza
La cobertura de Herramientas y Equipos reemplaza lo robado, como nuevo.
¿Cuánto Cuesta el Seguro para Empresas de Limpieza?
Nuestro seguro para empresas de limpieza comienza desde tan solo $39 al mes. Varios factores pueden influir en el costo final, así que asegúrate de entender qué afecta el precio. ¡También puedes ahorrar hasta un 12% pagando anualmente!
“Registrarme fue fácil. Les da tranquilidad a los clientes saber que tienes cobertura.”
Además, es una cobertura buena y asequible que cubre lo que necesito. Definitivamente la recomiendo, incluso a mi hijo y a personas de otras industrias. Siempre les digo que llamen a Insurance Canopy y se cubran, porque no es caro. Cuando otros en la industria de la limpieza me dicen que no están asegurados, yo digo: “¿Por qué? ¡Literalmente cuesta $39 al mes!”
– Nicole H., Propietaria de Nothing But Perfection
(Cita traducida del inglés)
Protegida por Insurance Canopy Desde 2022
Coberturas y Bonos Recomendados para Negocios de Limpieza
Nuestro seguro para negocios de limpieza ofrece cobertura de responsabilidad general requerida en contratos con clientes. Recomendamos agregar cobertura adicional para lesiones laborales, deshonestidad de empleados, y robo o pérdida de suministros. Revisa las actividades excluidas antes de comprar.
Incluido
Cobertura de Responsabilidad General
Cobertura de Responsabilidad General Protege contra reclamos de lesiones corporales, daños a la propiedad o daños personales ocurridos durante el trabajo. Por ejemplo, si un cliente se tropieza con un equipo mientras limpias, el seguro puede cubrir gastos médicos y legales. No cubre a ti ni a tus empleados—solo a terceros.
Coberturas Adicionales
Cobertura de Herramientas y Equipos
Protege tus herramientas de limpieza en caso de daño o robo.
Bonos de Limpieza (Fianzas)
Protegen tu negocio contra la deshonestidad de empleados cuando trabajan cerca de objetos valiosos de los clientes.
Para obtener la mejor protección contra robos, combina el seguro de responsabilidad general con una fianza. En Insurance Canopy, puedes comprar una fianza desde $131 al año.
Asegurados Adicionales
Agrega individuos o entidades a tu póliza, requerido para contratos comerciales o gubernamentales.
Cobertura de Responsabilidad Cibernética
Protege contra ataques cibernéticos y filtraciones de datos.
Cobertura de Compensación Laboral
Cubre gastos médicos y salarios perdidos si tus empleados se lesionan o enferman trabajando.
Seguro de Auto Comercial
Protege vehículos comerciales usados para traslados a trabajos.
Límites de Cobertura para Seguro de Negocios de Limpieza
Maximum Cleaning Liability Insurance Limits
The most your policy will pay in a 12-month policy period for bodily injury and property damage claims that you become legally obligated to pay due to your business services.
$2,000,000
The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims that result from the products you use to perform your services. However, it does not cover products that are sold, or distributed.
$2,000,000
The maximum your policy will pay for a bodily injury or property damage claim that you become legally obligated to pay due to your business services.
$1,000,000
The amount that your policy will pay for claims arising out of one or more of the following offenses:
- False arrest, detention or imprisonment
- Malicious prosecution
- Wrongful eviction or wrongful entry
- Oral or written publications that slander or libels a person or organization
- Oral or written publication or material that violates a person’s right of privacy
- The use of another’s advertising idea in your advertisement
$1,000,000
Applies to damage by fire to premises rented to the insured and to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.
$100,000
A general liability coverage that reimburses others, without regard to the insured’s liability, for medical or funeral expenses incurred by such persons as a result of bodily injury or death sustained by accident under the conditions specified in the policy.
$5,000
Optional Coverage Options
Tools & Equipment Coverage
Limits / Occurrence / Aggregate
Premium
Deductible
$1,000/$3,000
$40
$500
$2,000/$6,000
$55
$5,000/$10,000
$60
¿Tienes preguntas?
Nuestros agentes con licencia (sin comisión) están disponibles para ayudarte.
Lunes a Viernes, 8 am – 8 pm EST
¡Se habla español!
Por Qué Los Negocios de Limpieza Eligen Insurance Canopy?
Para un seguro en el que los negocios de limpieza puedan confiar, no busques más allá de Insurance Canopy.
Políticas Económicas y Transparentes
Cobertura clara y confiable, sin sorpresas.
Diseñado Para Pequeñas Empresas Como la Tuya
Entendemos los riesgos únicos de la limpieza y protegemos tu experiencia.
100% en Línea Con Soporte Humano
Gestiona todo en línea con soporte 1:1 disponible cuando lo necesites.
Más de 135,000 Pequeños Negocios Confían en Insurance Canopy
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Thank you so much
Steve Monreal
July 11, 2025I needed a portable policy as a yoga instructor. I found this company in an online search. Called and got details from them, was quite surprised at how affordable... Read More
Jamie Calaway
July 4, 2025Very easy & quick experience. We got insurance in no time with no hassle. Thank you!
Robert Earnest
July 4, 2025 -
I am glad I went with them. I needed a last minute policy to cover an event I was doing and they had exactly what I needed at a... Read More
Deloris Pacheco
June 27, 2025great little company, with fair pricing, for entertainers who need occasional coverage. however, they have long hold times to speak to an agent, and their customer service left a little something... Read More
Gretje Angell
June 18, 2025What a lovely experience I had with Insurance Canopy! Easy and fast sign up, great policy, matches my needs as a self-employed business owner. Highly recommend!
Masha Rusanov
June 18, 2025 -
Needed DJ insurance for Memorial Day weekend & was squared away within an hour for 2 events! Highly recommend
Jay Solis
June 18, 2025Very user friendly platform. Multiple options. Very good pricing. Needed liability insurance in order to secure a very good paying event for my solo tribute show. Was set up within... Read More
Michael Riley
June 18, 2025Would have 5 starts, but not right now. This is the first time I have ever had to pay for an additional insured ever in 20 year's. They either have... Read More
Anthony Burgess
June 18, 2025 -
Representative Sarah was very helpful. Walked me through every step and not to mention the price even matched the service! Would recommend to any and everyone.
queenkiam
June 18, 2025Very easy to renew policy
Elyce Nissinoff
June 18, 2025They can help.you with the right Insurance you need, and the lowest price
Alvaro Baltazar
May 18, 2025 -
Provides event insurance at a very reasonable price compared to other companies. Easy to purchase and provide proof of insurance.
David Fox
May 18, 2025Affordable for dance & yoga folk. Thumbs up!
Maia Claire
May 18, 2025Extremely affordable event insurance and an easy to work with system and team that will advise you every step of the way!
Ishan Arvin
May 18, 2025 -
everything is excellent
Radames Martinez
May 18, 2025I'm a new customer/policy holder. Super easy online application and policy setup. Very competitive rates. Certificate of insurance generated and received (PDF) immediately once method of payment established. Great service... Read More
Matthew Terry
April 18, 2025For me, this application process was super efficient and easy to navigate on line. That goes a long way!
Holly Mulder
April 18, 2025 -
Affordable. Thank you.
Ana Young
April 18, 2025I have not had any issues over the years with Insurance Canopy, with canceling and renewing, I have found the cost of coverage in line or better then some. I have... Read More
John Corkins
March 18, 2025Canopy insurance has covered my DJ business for several years and I am totally satisfied with their services. Thank you DjVic🎧
DjVic Universal Sounds
March 18, 2025 -
I have them for 3 years this year seems price went up . I have never had to use them for a claim so really couldn’t tell you about that!
Denice Lapointe
February 18, 2025Great for Event Insurance - most affordable
Gaby Nobrega
February 18, 2025I was feeling overwhelmed with the specifications needed for my insurance coverage. I was offered friendly, quick and clear assistance. Through Canopy and Rey's help I was able to obtain... Read More
ESPIE QUINTERO
February 18, 2025 -
TLJ's Mobile Mixology, LLC had been insured with Insurance Canopy since it's inception and we have no complaints.
Tenisha J.
February 4, 2025Knowledgeable, kind, attentive and professional. She helped me to feel comfortable, well taken good care of and get the service possible.
Ed Levitt
February 3, 2025As a Massage Therapist, I was not aware until a few years ago that I did not have to be part of an Organization to get my liability insurance! I... Read More
Kristie Williams
January 30, 2025 -
This insurance has helped me secure events with my corporate and local government clients. They have great customer service and are always willing to help.
Tony Felix
January 23, 2025Representative was clear & concise in explaining specifics of the policy. Cost of policy very reasonable.
John B
January 16, 2025I’m very happy with my purchase of liability insurance for a one-off event. I was even able to edit the policy after it had been issued with the help of... Read More
jay gedeon
January 6, 2025
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Thank you so much
Steve Monreal
July 11, 2025 -
Very easy & quick experience. We got insurance in no time with no hassle. Thank you!
Robert Earnest
July 4, 2025 -
I needed a portable policy as a yoga instructor. I found this company in an online search. Called and got details from them, was quite surprised at how affordable... Read More
Jamie Calaway
July 4, 2025 -
I am glad I went with them. I needed a last minute policy to cover an event I was doing and they had exactly what I needed at a... Read More
Deloris Pacheco
June 27, 2025 -
great little company, with fair pricing, for entertainers who need occasional coverage. however, they have long hold times to speak to an agent, and their customer service left a little something... Read More
Gretje Angell
June 18, 2025 -
Representative Sarah was very helpful. Walked me through every step and not to mention the price even matched the service! Would recommend to any and everyone.
queenkiam
June 18, 2025 -
What a lovely experience I had with Insurance Canopy! Easy and fast sign up, great policy, matches my needs as a self-employed business owner. Highly recommend!
Masha Rusanov
June 18, 2025 -
Needed DJ insurance for Memorial Day weekend & was squared away within an hour for 2 events! Highly recommend
Jay Solis
June 18, 2025 -
Very user friendly platform. Multiple options. Very good pricing. Needed liability insurance in order to secure a very good paying event for my solo tribute show. Was set up within... Read More
Michael Riley
June 18, 2025 -
Would have 5 starts, but not right now. This is the first time I have ever had to pay for an additional insured ever in 20 year's. They either have... Read More
Anthony Burgess
June 18, 2025
Preguntas Frecuentes Sobre el Seguro Para Negocios de Limpieza
¿Qué seguro necesito para limpiar?
Todo negocio de limpieza debe tener seguro de responsabilidad general. Según el tipo de trabajo, también se recomienda cobertura de herramientas/equipos y bonos contra deshonestidad.
¿Mi póliza de seguro de limpieza entra en vigor de inmediato?
¡Sí! Recibirás confirmación instantánea y tu Certificado de Seguro (COI) al completar la aplicación y el pago en línea.
¿Cómo cancelo o renuevo mi póliza?
Puedes cancelarla en cualquier momento contactando a nuestro servicio al cliente. Las pólizas se renuevan automáticamente al final del término para evitar interrupciones.
¿Cómo presento un reclamo de limpieza?
- Ingresa a tu panel
- Selecciona “Manage Policies”
- Haz clic en “File a Claim”
Un ajustador se pondrá en contacto para ayudarte.
¿Cuál es la diferencia entre Responsabilidad General y un BOP?
La Responsabilidad General protege contra lesiones y daños. Un BOP (Business Owner’s Policy) combina varias coberturas, pero normalmente no es necesario para negocios de limpieza.
¿Necesito Seguro de Umbrella para mi negocio de limpieza?
No, la mayoría de los contratos no requieren cobertura adicional. Nos enfocamos en ofrecerte la protección que realmente necesitas, sin extras innecesarios.
Elimina el Estrés con Nuestro Seguro Para Negocios de Limpieza
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