Any type of coverage that cannot be placed with an insurer admitted doing business in a certain jurisdiction. Risks placed in E&S lines markets are often substandard with respect to adverse loss experience, unusual or emerging markets, or unable to be placed in conventional markets due to a shortage of capacity.
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All policies have conditions, limitations and exclusions, please read the policy for exact verbiage.
Claim scenario circumstances vary in nature and similar claims do not guarantee coverage.
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