When it comes to
Personal Trainer Insurance,
let us do the heavy lifting.

On average, it takes 10 minutes to run a mile. With Insurance Canopy, you can be insured as a personal trainer entirely online in 10 minutes or less.

Starting at $15/Month

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Personal Trainer Liability Insurance

Insurance Canopy provides affordable, top-rated personal training insurance.

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Meet Facility Requirements

As a trainer who can operate at multiple locations, you may be required to have liability insurance. Insurance Canopy allows unlimited additional insureds for just $30 a year, allowing you to help protect clients and meet facility requirements.
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Instant Coverage

With a quick and simple online application, you can purchase a policy in minutes. You can also file a claim easily online and enjoy 24/7 access to your policy documents.
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Personalized Policies

Insurance Canopy provides top-rated liability insurance to protect you from the hefty cost of liability claims. With general liability, and additional policy options, you can create a customized insurance plan that perfectly fits your needs as a trainer.

What kind of work do you do?

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    Exclusions

    This policy is not designed to cover:

    • Industrial control engineers
    • Defense contractors
    • Medical software companies
    • Crypto exchanges
    • Gambling platforms
    • Physical security system installers
    •  Heavy equipment integrators

     

    Not available if you manage or control systems involving:

    • Pressure or ventilation systems
    • Fire suppression or explosives
    • Hazardous materials
    • Radiation or pharmaceuticals
    • Water supply or waste management
    • Energy, fuel, mining, construction
    • Environmental systems
    • Aircraft, drones, spacecraft
    • Watercraft, trains, automobiles, motorcycles
    • If you build firmware or embedded software controlling industrial physical equipment.
    • If you support:
    • Military operations
    • National defense
    • Homeland security
    • Law enforcement
    • Weapons
    • Anti-terrorism
    • Public safety
    • Surveillance
    • Crime detection
    • Emergency response
    • Physical security systems
    • If more than 25% of your revenue comes from:
      • Federal government work
      • Military or defense operations
    • If more than 50% of your revenue comes from:
    • Equipment installation
    • Maintenance
    • Physical service work



    Restricted if you work in:

    • Ride-sharing platforms
    • Equipment sharing platforms
    • For-rent-by-owner platforms
    • Help-for-hire platforms
    • Delivery services
    • Banking or financial services
    • Cryptocurrency / blockchain / NFTs
    • Geospatial mapping / aerial photography
    • GPS systems
    • Gambling or gaming
    • Dating or sexually suggestive content
    • Violence-related content
    • Alcohol, marijuana, CBD
    • Tobacco / nicotine / e-cigarettes
    • Flammable or electrical products
    • Food-related services

    Our licensed, U.S.-based agents are here for you from 8 a.m. to 8 p.m. Eastern, Monday through Friday, so they can enjoy evenings and weekends with the people who matter most.