3 Benefits Of Carrying Personal Trainer Insurance

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woman lifting weights

Being a personal trainer can be a rewarding career. You have the opportunity to work with people of various fitness levels and teach them the best exercising techniques fit for them.

Whether you are in the process of building your client base or you’re an established fitness professional, it’s important to cover your hard work. The time, money, and effort spent on building your business is not an easy task.

Today, we are going to give you an overview of Personal Trainer Insurance and how it can fit in your business plan. Let’s get started.

A person training in a gym.


Your job is to help your clients achieve their fitness goals. They may want to lose weight, gain muscle, or simply increase their endurance.

What happens if you push them past their limit? Your client could sustain a serious injury, such as tearing their ACL landing them straight in the emergency room. Unfortunately, you could be the one to blame and could face legal action. Facing a lawsuit is a real possibility and you don’t want to handle the financial burden on your own.

At Insurance Canopy, we created liability coverage fit for fitness professionals. Personal trainer liability insurance can provide a financial safety net that responds to covered claims, such as legal expenses if you are found liable, medical expenses, and property damage claims. Having coverage in place gives you peace of mind and can extend protection to your assets.


Running a business keeps you busy, such are handling the accounting, marketing, personalizing fitness plans for your clients, and so much more. You need a personal trainer policy that fits your lifestyle. At Insurance Canopy, you can manage your policy by yourself online, such as adding an additional insured.

In many cases, a gym owner will want to be added as an additional insured before you’re able to work on site. You could possibly face a third-party claim from a client and the gym owner may be included in the suit as well. Your personal trainer liability policy could extend coverage to them if they are not at fault.


We believe in offering Personal Trainer Insurance that doesn’t hurt your bottom line. Many associations will want you to pay into their expensive fee on top of their insurance policy. With Insurance Canopy, there’s no need to participate in an association and we strive on offering affordable comprehensive coverage.


Insurance Canopy makes it easy for personal trainers to get coverage. It’s all online! Simply fill out our insurance application, choose the coverages fit for you, and choose your payment option. We offer Personal Trainer Insurance starting at $129/year or $12.50/month. After purchase, you will receive your digital insurance certificate and have access to your personalized online dashboard. This gives you the ability to manage your personal training insurance policy all online and handle any updates that arise.

If you have any questions about our personal trainer liability insurance policy, please contact us today! Our team of licensed insurance representatives are available and happy to help!

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