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Protecting Your Shala: A Yogi’s Guide To Insurance

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woman practicing yoga in sunlight

As a yoga instructor, you help bring peace into your studio and the lives of your students. The last thing you need is a liability claim disrupting the balance of your business. Yoga insurance can bring peace of mind and stability to your practice.

a yogi stretches in dramatic lighting on a yogamat. Yogis can focus on their classes with the peace of mind that comes from yoga insurance.

WHAT IS YOGA INSURANCE?

Yoga insurance is a policy designed to help you avoid paying for costly claims on your own. These claims can be filed for:

  • Bodily injury or death
  • Allergic reactions to products used during a class
  • Harmful fitness or lifestyle advice
  • Property damage

WHAT’S INCLUDED IN YOGA TEACHER INSURANCE?

A great yoga insurance policy should include General LiabilityProfessional Liability, and Product Liability in its coverage. These policies can help protect you if a student sprains an ankle during class, someone trips and breaks a mirror on a studio wall, or you sell your own products to students and someone has an allergic reaction to it.

Insurance Canopy includes general, professional, and product liability insurance into one customizable coverage plan. Our policy can also include:

  • Personal & Advertising Injury, which can protect against cases of slander or libel
  • Damage to Premises Rented To You, can help protect facilities and the contents inside
  • Medical Expense Limit, a payout that can cover medical expenses for injuries caused by your business practices
  • Inland Marine Insurance, can help cover the cost of damages to business equipment or products that occur during transportation
  • Cyber Liability Insurance, which can help you recover from a cyber attack

Yoga insurance can cover you while teaching in a studio, teaching at home, or teaching at an event. Insurance Canopy understands each instructor has their own unique teaching style and location. See our chart below to see what teaching styles our yoga teacher insurance covers.

  • Acu-Yoga
  • Acupressure
  • Ananda
  • Anusara
  • Ashtanga
  • Baptiste
  • Bhakti
  • Bikram
  • Buti Yoga
  • Chair Yoga
  • Chi Kung
  • Couples Yoga
  • Forrest
  • Hatha
  • Hot Yoga
  • Integral
  • Integrative
  • ISHTA
  • Iyengar
  • Jivamukti
  • Jnana
  • Kali Ray TriYoga
  • Karma
  • Katonah
  • Kripalu
  • Kriya
  • Kundalini
  • Laughing
  • Naam Yoga
  • Power
  • Prenatal
  • Raja
  • Restorative
  • Sculpt yoga
  • Sivananda
  • Strala
  • Tibetan
  • Tuina
  • Viniyoga
  • Vinyasa
  • White Lotus
  • Yin

HOW MUCH DOES YOGA INSURANCE COST?

Insurance Canopy’s policy starts at just $12.50 per month. You can also save 14% with one annual payment of $129. Our competitive pricing makes the cost of yoga insurance as little as 39 cents a day! To show you just how low-cost our policies are, we’ve gathered pricing information from several other companies.

Yoga Insurance Price Comperison Table. Insurance canopy is compared against 4 unnamed competitors. General and Professional Liability Limits: Insurance Canopy-$3,000,000 Competitor 1-$3,000,000 Competitor 2-$3,000,000 Competitor 3-$4,000,000 Competitor 4-$4,000,000. Per Occurence Limit: Insurance Canopy-$2,000,000 Competitor 1-$2,000,000 Competitor 2-$2,000,000 Competitor 3-$2,000,000 Competitor 4-$2,000,000.Damage to Premises Rented To You: Insurance Canopy-$300,000 Competitor 1-$100,000 Competitor 2-$100,000 Competitor 3-$100,000 Competitor 4-$100,000.Stolen Equipment: Insurance Canopy-$2,000 Competitor 1-$1,000 Competitor 2-$1,000 Competitor 3-$5,000 Competitor 4-Not Covered.Annual Price: Insurance Canopy-$129 Competitor 1-$179 Competitor 2-$179 Competitor 3-$146 Competitor 4-$185.Annual Coverage based on full-time yoga instructor prices. This information is compiled from top competitor websites and third party sources on 07/01/2021. Insurance Canopy does not guarantee the accuracy or completeness of this information.

I HAVE MY INSTRUCTOR CERTIFICATION, DO I REALLY NEED YOGA INSTRUCTOR INSURANCE TOO?

We recommend every yoga instructor have insurance. Not only does yoga insurance cover you from claims, it helps to increase your credibility and give you peace of mind. Insurance can also be required for you to teach in studios, gyms, and other locations. This is because many facility owners will ask to be added as an additional insured on your policy.

A single liability claim can cost you thousands in legal fees, medical expenses, and loss of income. You could face having your certification revoked, your studio closing, and your reputation being damaged. Having the right insurance can protect you from facing the claims process alone.

PROTECT YOUR SHALA WITH YOGA INSURANCE

We know you have your students’ best interest in mind during every class you teach. Even the most skilled yoga instructors can still have unexpected accidents occur. Align your business with the coverage you deserve. Insurance Canopy’s yoga insurance can be instantly purchased entirely online in minutes. We are proud to be your trusted partner in protecting your practice.

Get top-rated insurance for yoga teachers in 10 minutes or less today!

Get Covered With

Yoga Teacher Insurance

Annual Policies Starting at

 $129

About the Author

Get Covered With

Yoga Teacher Insurance

Annual Policies Starting at

$129

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