Did you know the National Floor Safety Institute estimates a slip-and-fall lawsuit is $50,000 and the average judgment awarded in cases that go to trial is $100,000?Other than general liability, what else can restaurant insurance cover? Here are a few coverages we can add, along with general liability, into your plan:
Commercial Auto: This provides coverage for automobiles used for business purposes. Personal auto insurance may not cover your restaurant vehicle.
Commercial Property: This provides coverage for commercial property damages, such as fire. If your restaurant building sustains fire damage, you could be covered for the loss of property.
Food Spoilage: This provides coverage for spoiled food due to unforeseen circumstances, such as a power outage. For example, if your refrigeration system experienced a power outage overnight and spoiled a week’s worth of food, your insurance can cover the costs to replace it.*Claim scenario circumstances vary in nature and similar claims do not guarantee coverage. Why should I insure my restaurant with Insurance Canopy?
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Absolutely. You can request a quote here.Thank you for taking the time to consider Insurance Canopy. If you have any questions, please don’t hesitate to contact us! We are here to help you. *All policies have conditions, limitations and exclusions, please read the policy for exact verbiage. Claim scenario circumstances vary in nature and similar claims do not guarantee coverage.