Topical CBD/Hemp

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Topical CBD/Hemp Insurance

The CBD/hemp industry is quickly evolving and expanding to new heights. Whether you manufacture, distribute, or sell infused CBD/hemp products, you need a well-versed agent who is familiar with the changing industry.

Protecting your business with CBD/hemp insurance can mitigate losses you may incur during business operations. While many insurance companies will turn down coverage for CBD/hemp retailers, manufacturers, and distributors, we pride ourselves on providing insurance coverage for non-ingestible, topical products that fall within the legal limits of 0.3% THC. Products include skin care, balms, lotions, and more.

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Tailor Your Coverage as You Grow

With CBD/hemp products expanding to beauty aisles, stores, and online shops, you need insurance that can keep up with your operational growth.

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Product Liability Coverage

Product liability coverage may cover you for a variety of claims, such as defective manufacturing, defective design, and defective warning/instruction.

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General Liability Coverage

General Liability may cover you for a variety of claims you are legally liable to pay for, such as bodily injury, property damage, and personal injury.

A woman holds a tub of hemp-infused skin cream that has been insured with topical hemp insurance
Who Do We Insure?
  • Manufacturers & Distributors
  • Growers, Extractors, & Processors
  • Retailers & Wholesalers
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A skincare product is open and its creamy contents are displayed beside a cannabis leaf. It is insured with topical hemp product insurance
Stay Covered With Confidence
  • Inland Marine Coverage
  • Hired/Non-Owned Auto Coverage
  • Employee Benefits Liability

Eligible: Topical hemp & CBD products – Non-ingestible, must not contain more than 0.3% THC

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Questions About Topical CBD/Hemp Insurance

CBD/hemp insurance safeguards your business if you are sued because of your operations. You may be held financially liable for injuries, allergic reactions, or damages arising from the CBD/hemp products your business manufactures, distributes, or sells.

Legal costs can be financially devastating, even if you aren’t found liable by the court. With the right CBD/hemp insurance coverage, you'll have the support you need if something goes wrong.

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CBD/hemp insurance is essential to add to your company’s risk management strategy. With the help of insurance, you can financially safeguard your business if you’re faced with a third-party lawsuit.

Get a Quote Online!

Your topical CBD/hemp insurance coverage will be tailored to meet the needs of your business. The price depends on a variety of factors, such as the size of your business, sales revenue, coverage amount desired, and much more. When you complete an online application, you will receive a quote within 24-48 hours and one of our licensed agents can assist with further questions.

Calculate My Costs

Yes! Just one claim against your CBD/Hemp business could be financially damaging, even if you are found to be not at fault. When selling products containing CBD/Hemp, many mainstream carriers will not offer coverage due to the higher industry risks. CBD product liability insurance can protect your business from claims of bodily injury, such as illness or death, and property damage.

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As long as your topical CBD and Hemp products contain no more than 0.3% of THC, you are eligible to apply for Topical CBD/Hemp Insurance. Our policies will cover the following:

  • CBD/Hemp lotion, cream, or balms
  • CBD oils
  • CBD/Hemp bath salts and bath bombs


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Insurance Canopy now offers Cyber Liability Insurance that can be added to your policy during your application process. If you are someone who makes sales with chip and swipe reader devices, such as Square, or through online applications, such as PayPal or Venmo, Cyber Liability Insurance protects your client’s private information from cyber attacks. You can also protect your business’s sensitive information in the case of malware attacks, phishing scams, and ransom attacks. 1 in 4 businesses face cyber attacks each year and as a result can suffer from financial loss, a damaged reputation, and even business closure. Arm yourself with the protection you need from hackers!

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Choosing the right insurance is critical.

You can’t afford gaps in your coverage that could put you out of business.

a lotion is infused with cbd and insured with topical hemp/CBD insurance.

Need additional information before making a decision?

Give our team a call today at 888.600.0894


Topical CBD/Hemp Insurance

Grow Your Business Confidently - Protecting your CBD/Hemp business can keep you focused on your business with peace of mind.

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