Get Insured in 10 Minutes or Less
Don’t miss a note! Music instructor insurance is a safety net for those “what ifs” in the business. Coverage helps you focus on your clients and gives you peace of mind.
General Liability Limit:
– $2 Million Aggregate
– $1 Million Per Occurrence
– Professional Liability Limit:
– $250,00 Occurrence & Aggregate
We offer endorsements or policy options that can be added onto your base coverage. Other endorsements will be easy to select during checkout.
Insurance Canopy offers a Cyber Liability Insurance endorsement that can also be added onto your base coverage. Nearly 1 in 4 businesses has experienced a cybersecurity event. If your business collects or stores customer information–including names, addresses, and payment information–that information needs to be secured. Compromised or stolen customer information can put your business at risk of liability and this policy has coverage for those risks.
Insurance Canopy offers the ease of purchasing your policy online in 10 minutes or less. If you have any questions, you can chat with one of our certified insurance agents, or if you’d prefer you can give us a call. We make it easy for you to sign up through Facebook, Google or set up an account with your email address to purchase your policy.
| General Liability | |
|---|---|
| Each Occurrence Limit
The maximum your policy will pay for a bodily injury or property damage claim that you become legally obligated to pay due to your business services.
|
$1,000,000 |
| Personal & Advertising Injury Limit
The amount that your policy will pay for claims arising out of one or more of the following offenses:
- False arrest, detention or imprisonment - Malicious prosecution - Wrongful Eviction or Wrongful Entry - Oral or written publications that slander or libels a person or organization - Oral or written publication or material that violates a person's right of privacy - The use of another's advertising idea in your advertisement |
Included |
| Medical Expense (any one person) | $5,000 |
| Damage to Rented Premises Limit
Applies to damage by fire to premises rented to the insured and to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.
|
$300,000 |
| Products & Completed Operations Aggregate
The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims that result from the products you use to perform your services. However, it does not cover products that are sold, or distributed.
|
$2,000,000 |
| General Aggregate
The most your policy will pay in a 12-month policy period for bodily injury and property damage claims that you become legally obligated to pay due to your business services.
|
$2,000,000 |
| Professional Liability | |
|---|---|
| Each Claim | $250,000 |
| Aggregate | $250,000 |
| Deductible | $0 |
Set a reminder 
Music instructor insurance offers a financial safety net for your business. The policy has two main business insurance coverages: general liability and professional liability. General liability is designed to respond to claims arising from a lawsuit you are legally responsible to pay for. Professional liability may cover your business if you are sued for negligence over your service.
Get a quote todayMany students want to enhance their musical abilities and look to instructors for guidance. Since you work closely with people, there is a chance they can press for legal action arising from a claim. With coverage in place, you gain a financial safety net and peace of mind.
Get a quote todayMusician instructor insurance starts at $99 per year or $8.25 per month and provides instructors with professional and general liability coverage.
Get a quote todayYes. Insuring your business is a proactive thing to do. You run the risks of things going wrong on the job. If you were to face legal action, the costs could be a financial strain for your small business. With insurance, you’ll have protection in place.
Get a quote todayYou can’t afford gaps in your coverage that could put you out of business.
Need additional information before making a decision?
Give our team a call today at 844.520.6993
Annual Policy: Starting at $99 - Your business involves working closely with people; let us help you have peace of mind with protection for your small business. We understand the most common claims your business will face and we want to help you be protected. Let us be your professional resource to help your business thrive.
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