Music Teacher Insurance
Liability insurance for music teachers and instructors
Insurance Canopy and Music Teacher Insurance
Insurance Canopy provides music teachers with high-quality, customizable liability insurance perfectly tuned to their needs. With general and professional liability, our policy covers the common risks faced by music instructors, allowing you to run your business with peace of mind and without missing a note!
Tuned To Your Needs
Music teachers face a unique set of risks. As such, you need a unique combination of insurance policies. At Insurance Canopy you can create a customized insurance plan, including general liability, professional liability, and more.
Don’t Miss A Beat
A single liability claim could cost you thousands of dollars in out-of-pocket expenses, as well as damage your reputation as a music teacher. Music teacher insurance can reduce and even eliminate the cost of claims so you don’t have to miss a single day of business.
Cover Your Venues
If you rent studio space, or run your business at several different venues—like a music store—you may be required to have liability insurance and include the locations as an additional insured.
Coverage Details
General & Professional Liability Limits
The most your policy will pay in a 12 month policy period for bodily injury and property damage claims that you become legally obligated to pay due to your business and professional services.
$3,000,000
The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims that result from the products you use to perform your services. However, it does not cover products that are manufactured, sold, or distributed.
$1,000,000
The amount that your policy will pay for claims arising out of one or more of the following offenses:
– False Arrest, detention or imprisonment
– Malicious prosecution
– Wrongful Eviction or Wrongful Entry
– Oral or written publications that slander or libels a person or organization
– Oral or written publication or material that violates a person’s right of privacy
– The use of another’s advertising idea in your advertisement
Included
The maximum the insurance carrier will pay for a bodily injury or property damage claim that you become legally obligated to pay due to your business and professional services.
$1,000,000
The most we will pay for property damage to any one premises, while rented to you, or in the case of damage by fire, while rented to you or temporarily occupied by you with permission of the owner.
$300,000
Medical Expense (Any one person)
$5,000
Additional Limits
Inland marine insurance covers tangible property that is movable or transportable in nature (e.g. supplies, equipment, or inventory) but excludes coverage for structures and items that are part of the structure. Note: a $250 deductible applies to this coverage.
$4,000
See What People Are Saying
Insurance Canopy is your one-stop shop for reliable, affordable liability insurance.
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I got the coverage I needed. The coverage wasn’t extravagant in price and I was able to add an additional insured. Thanks for the great service.
January 6, 2023Web site was very clear and easy to use
January 6, 2023Amazing service. Very fast, straightforward and helpful. Thank you for providing me with the necessary insurance coverage for my company and equipment. ???
October 12, 2022 -
Easy to sign up. Got my insurance emailed to me within minutes. Thank you!
June 12, 2023This was a very easy process of purchasing DJ insurance, I mostly like the affordable reasonable rates.
June 19, 2023Super easy, easy to understand and a great price.
September 26, 2022 -
I had the best experience because I spoke with an agent Stephanie Davis that was truly knowledgeable and very patient with me to walk me through the entire process.... I... Read More would recommend insurance canopy to all my family and friends
August 26, 2022Great site to work with.
June 5, 2023Quick and easy service! A++
May 29, 2023 -
The process to apply for insurance was very easy and I appreciated how smooth it went. However, I didn’t like auto renew without my permission. I’m 69 and... Read More I don’t know what I’ll be doing next year so please unroll me from auto renew. Other than that I liked the simplicity of the online application.
May 26, 2023So far this company has been great. Answered my questions promptly and got a quote promptly.
October 12, 2022Sarah was outstanding!!! Wonderful customer service with a smile and a laugh!! Doesn’t get any better than that!
February 6, 2023 -
Very easy and efficient. It was just what I needed
February 27, 2023Quick, easy and just what we needed to work an event that required a bit of insurance. Will most likely seek regular monthly insurance knowing it's this easy and... Read More inexpensive.
May 26, 2023Quick easy to understand and reasonable. Detailed instructions and easy to ise. Canopy did it all for my team
September 26, 2022 -
Easy to sign up and great customer service!
February 6, 2023They did actually do a great job at establishing my policy quickly and answering my questions by phone. Would recommend to others.
September 26, 2022Customer service and experience was great. Appreciate the patience and knowledge. Thank you.
May 26, 2023 -
Easy to set up And good price! I did shop around and found this company took me 20 minutes to get everything done ...got a custome made Liquor Liability insurance... Read More Anual plan
June 26, 2022Reliable, efficient and affordable! The new online form was quick and simple, it took me less than 15 minutes to complete. They are also very quick on answering any... Read More questions we have.
May 26, 2023The lady patiently help me out through the proces. I think her name is Stephanie. She stayed on the phone until I was done. My whole hearted thanks to... Read More her.
July 26, 2022 -
I'm excited excellent price
February 20, 2023Easy. Quick. Responsive on chat.
May 29, 2023Good insurance! Quick!
October 19, 2022 -
It was easy to fill the forms out online and all the information
August 26, 2022Easy purchase… very clear description of service and options.
June 21, 2023It was a easy sign up experience .
July 26, 2022 -
Easy to use and reasonably priced
June 19, 2023Great service
August 26, 2022Incredibly user-friendly set up. Super impressed with the ease of purchasing my policy. Great!
June 26, 2022
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They took care of business! Easy process and cheap price to pay for peace of mind and being able to say you are a pro and fully insured.
February 13, 2023 -
Great service
August 26, 2022 -
Fast Great Reasonable Coverage Price!!!! Very helpful to all who needs insurance right away and to any type of business who has to comply with proof of insurance. it's... Read More simple straightforward application available online. I would highly recommend this insurance.
December 6, 2022 -
Easy to use and reasonably priced
June 19, 2023 -
Excellent online experience, clean, clear instructions. At the right price too.
September 26, 2022 -
The lady patiently help me out through the proces. I think her name is Stephanie. She stayed on the phone until I was done. My whole hearted thanks to... Read More her.
July 26, 2022 -
Good insurance! Quick!
October 19, 2022 -
It was easy to fill the forms out online and all the information
August 26, 2022 -
Quick, easy and just what we needed to work an event that required a bit of insurance. Will most likely seek regular monthly insurance knowing it's this easy and... Read More inexpensive.
May 26, 2023 -
Awesome fast and easy process ? in minutes!!
July 26, 2022
The Ideal Coverage For Music Teachers
Insurance Canopy offers a comprehensive combination of general and professional liability, creating the ideal protection against the risks faced by music teachers. Additional policy options are also available according to individual business needs.
General Liability – Protects against third-party bodily injury and property damage claims arising from accidents involving your business. Common claims include students getting injured during a lesson or accidentally breaking something at your place of business.
Professional Liability – Protects against third-party negligence claims arising from your business operation. Common examples of claims include errors and omissions made during the teaching process or failure to help students achieve certain goals.
Music Teacher Additional Insureds
It is common practice for music studios, music schools or rented spaces to require you to carry liability insurance. Some of them even want your insurance coverage to extend to them which you can do by listing them as an additional insured.
Insurance Canopy offers free, unlimited additional insureds meaning you can add the place where you teach to your insurance policy for free! You can also add an additional insured anytime after purchase through your user login.
With our private music teacher liability insurance, you will reassure studios and schools who need coverage and quickly become their favorite music teacher.
Why Do I Need Music Teacher Insurance?
Accidents happen. Meet with your students and grow your business without having to worry about losing everything to a costly claim.
With our music teacher liability insurance policy, you can be protected from common risks faced by music teachers. This protection allows you to focus on teaching with total peace of mind.
Most music studios and music schools will require you to have liability insurance. Being covered by our insurance for private music teachers will help you find a place to teach.
Protect Your Clients And Your Payment Process
Cyber Liability ($99) – Protects from first- and third-party claims arising from a cyber security breach within your business. Common claims include repairing or replacing compromised equipment, recovering lost data, and compensation for lost customer data.
Questions About Music Teacher Insurance
What is Music Teacher Insurance?
Music teacher insurance offers a financial safety net for your business. The policy has two main business insurance coverages: general liability and professional liability. General liability is designed to respond to claims arising from a lawsuit you are legally responsible to pay for. Professional liability may cover your business if you are sued for negligence over your service.
How Much Does Music Teacher Insurance Cost?
Musician teacher insurance starts at $229 per year or $21.08 per month and provides instructors with professional and general liability coverage.
Who Needs Music Teacher Insurance
Music instructors who teach any instrument should carry music teacher insurance. Insuring your business is a proactive thing to do and can protect you from accidents that are often outside of your control.
Insurance Canopy offers protection for:
- Piano Teachers
- Guitar Teachers
- Violin Teachers
- Cello Teachers
- And More!
We cover more music teachers than those listed above. If you have questions, contact one of our agents!
What Are Additional Insured’s for Music Teacher Insurance?
Extends your coverage to rented spaces and other businesses where you might teach from the cost of accidents caused by your business. It is common practice for you to include these locations as an additional insured on your insurance policy.
Need additional information before making a decision?
Give our team a call today at 844.520.6993
Music Instructor Insurance
Annual Policy: Starting at $21.08 per month – Your business involves working closely with people; let us help you have peace of mind with protection for your small business. We understand the most common claims your business will face and we want to help you be protected. Let us be your professional resource to help your business thrive.