Music Instructor Insurance

Protect your business!

Starting at


per year

Get Insured in 10 Minutes or Less

Buy from $99
General Liability Limit:
$2 Million Aggregate
$1 Million Per Occurrence
Professional Liability Limit:
$250,00 Occurrence & Aggregate

Protect Your Music Instructor Business

Don’t miss a note! Music instructor insurance is a safety net for those “what ifs” in the business. Coverage helps you focus on your clients and gives you peace of mind.

Instructors Have Risk

We live in a litigious society. While we hope you never face legal action, lawsuits run the risk of happening at any business stage. Are you prepared to pay legal fees?

Gain A Financial Safety Net

Insuring your business means gaining a financial safety net designed to protect your business from industry-related claims. With coverage in place, you can focus on what matters most.

Teach More Students

More than 30% of our insureds reported that having insurance has helped them gain clients. By getting insured, you show clients that you are a professional and can help instill confidence.

Questions About Music Instructor Insurance

Choosing the right insurance is critical. You can’t afford gaps in your coverage that could put you out of business.

What is music instructor insurance?
chlild learning guitar

Music instructor insurance offers a financial safety net for your business. The policy has two main business insurance coverages: general liability and professional liability. General liability is designed to respond to claims arising from a lawsuit you are legally responsible to pay for. Professional liability may cover your business if you are sued for negligence over your service.

Why should I carry music instructor insurance?
guitar tutor

Many students want to enhance their musical abilities and look to instructors for guidance. Since you work closely with people, there is a chance they can press for legal action arising from a claim. With coverage in place, you gain a financial safety net and peace of mind.

How much is musician instructor insurance?
Woman cleaning window

Musician instructor insurance starts at $99/yr and provides instructors with professional and general liability coverage.

Do music instructors need insurance?
singing tutor

Yes. Insuring your business is a proactive thing to do. You run the risks of things going wrong on the job. If you were to face legal action, the costs could be a financial strain for your small business. With insurance, you’ll have protection in place.

Need additional information before making a decision?
Give our team a call today at 844.520.6993

Coverage Details

General Liability
Each Occurrence Limit $1,000,000
Personal & Advertising Injury Limit Included
Medical Expense (any one person) $5,000
Damage to Rented Premises Limit $300,000
Products & Completed Operations Aggregate 2,000,000
General Aggregate $2,000,000
Professional Liability
Each Claim $250,000
Aggregate $250,000
Deductible $0
"I couldn't be happier with the customer service I've received… Everybody has been prompt, professional, and quick to understand my needs."
- Greg, AZ

Still doing your research?
Have questions for us?
Our licensed agents are available to answer any questions you may have (se habla español)
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Music Instructor Insurance
Available in the following states:

  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

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