If you only book a couple of gigs per year, you may need one day DJ insurance. Many DJ event insurance policies are several hundred dollars each, and it doesn't make financial sense to shell out that much money each time.
A lot of DJs end up purchasing an annual policy and paying for more coverage than they need.
Now you can save money with 1–3 day event insurance for DJs from Insurance Canopy.
What Kind of Coverage Do I Get?
Our DJ event policy provides general liability coverage for up to 3 days. Included within the coverage is public liability insurance, and we also provide products & completed operations and damage to rented premises.
We have generous—and competitive—limits for each of these coverage areas. You receive general liability limits of $1 million per occurrence with a $2 million aggregate for the event.
Please note, however, that our event policy does not offer coverage for your equipment. If you need to protect your equipment from theft, damage, or vandalism, you'll need to purchase our annual DJ insurance policy.
What Are Some Examples of Covered Claims?
Great question! We'll provide a few examples below, but before we do, we just want to note that these are examples. Every policy has conditions, limitations, and exclusions. Depending on your specific situation, a claim may or may not be covered.
That being said, here are some real-life claim examples from insured DJs:
- While working at a show, someone trips and falls over your equipment. They break their arm and have to go to the hospital to get it taken care of.
- You're setting up for a gig and you place your light bar too close to some flammable materials. The heat from the light ignites a fire, causing thousands of dollars in property damage to the building.
- Part of your show includes a smoke machine. While enjoying your performance, an individual get sustains burns from the smoke machine, and they file a bodily injury claim.
What Kind of Events Are Covered?
Our one day DJ insurance policy is appropriate for most types of events, including:
- Music Festivals
- Corporate Events
- Company Holiday Parties
This is not an all-inclusive list, so if you have a question about whether you'll be covered at a specific type of event, just give us a call. We'll be happy to answer your questions.
How Do I Know I'm Not Trading Quality for Affordability?
With Insurance Canopy, you can be confident that you are getting one of the most affordable DJ insurance options and top quality coverage.
Not only do we offer highly competitive limits, but our policy is back by an "A+ Rated" insurance carrier and our customer service providers are all licensed agents who respond quickly to your questions, claims, and calls.
Knowing that we have positive testimonials can also give you the peace of mind you need to know our DJ event insurance will provide effective protection while you're bringing down the house.
You Say Cheapest . . . But How Much DOES It Cost?
To put it simply, our policy only costs $59 for one to three consecutive days of coverage.
This price stays the same whether you're deejaying an event for one day or three days and regardless of how many people are attending the event.
Many of our competitors offer event policies that start at $100+ and go up from there, depending on various conditions.
So if you want affordable, quality coverage for a single performance or gig, visit our DJ event insurance page to learn more or to purchase a policy today.
For an annual DJ insurance policy, look here.
All insurance policies have conditions, limitations, and exclusions, please refer to the policy for exact coverages.