Why Do Personal Trainers Need Insurance Right Now?

Insurance is essential to protect yourself and business assets. While the risk of a lawsuit can’t be prevented, when you have personal trainer liability insurance, you have the peace of mind knowing your business is covered. It also sets you apart from the competition because insurance increases your level of professionalism. We answered some of the most common questions about personal trainer insurance and hope this helps with your search.

Learn more about personal trainer liability insurance.

Why do personal trainers need insurance?

Though you can’t predict how each personal training session will pan out—one would hope that everything runs smoothly. Negative outcomes happen all the time. If a client falls on the floor during a session or injures themselves using gym equipment under your instruction, you may be held liable. In this industry, you face numerous risks and you can’t count on things always going the way you planned.

How much does personal trainer liability insurance cost?

At Insurance Canopy, you can sign up for a policy starting at $129 per year.

How do I sign up for personal trainer insurance through Insurance Canopy?

You can sign up online. It only takes 10-15 minutes and you don’t have to waste your time filling out paperwork. We understand you are busy running your business and we’ve simplified the process for you.

Click here to get insured today.

What does liability insurance cover?


Example: A client injures themselves due to the classroom being overcrowded.


Example: You have your pilates class equipment stolen at the gym. (Inland marine coverage is designed to cover your personal business property, such as equipment, supplies, and inventory.)

Client Injuries

Example: A client slips and falls during a yoga class and breaks their ankle.

What makes Insurance Canopy different?

At Insurance Canopy, you can conveniently purchase your policy online, you have 24/7 access to your documents, and you can print out your proof of insurance upon purchase.

If you have any questions or concerns about your personal trainer liability policy, we have a team of dedicated individuals to help you out. Feel free to reach us by phone or email.

Personal Trainer Insurance starting at $129/year.

*All insurance policies have conditions, limitations and exclusions. Please refer to the policy for exact coverages.