Insurance Canopy logo
Search
844.520.6993

Personal Trainer Insurance

Elevate Your Credibility With Personal Training Insurance

AS LOW AS

$12.50

Monthly
MOST POPULAR

$129

Yearly
Personal Trainer Insurance

Elevate Your Credibility With Personal Training Insurance

AS LOW AS

$12.50

Monthly
MOST POPULAR

$129

Yearly

Save an Additional 14%

Insurance Canopy provides affordable, A+ rated personal training insurance.

A personal trainer fist bumps a client.

Do I Need Personal Trainer Insurance?

Yes! No matter how careful you are while training, accidents can happen—and that’s okay! Having personal training liability insurance can make handling accidents and claims easier.

You also have the ability to train at multiple gym locations, give nutrition or dietary advice, offer online sessions, or work with clients outside of a gym. We offer coverage to personal trainers in a variety of general and niche practices, such as:

What Is Personal Training Insurance?

Personal trainer insurance provides financial coverage for claims of injuries, illnesses, or damages arising from your personal training services. This can include paying for legal fees, medical bills, loss of wages, or the cost to repair or replace damaged or stolen equipment.

Insurance Canopy’s policy includes general and professional liability insurance, and can include coverage for:

How Much Does Personal Trainer Insurance Cost?

Full time, part-time, and student trainers can all receive coverage under our policy starting at just $12.50 a month. Our base policy includes coverage for general and professional liability as well as tools and equipment insurance.

If you prefer to pay a one time price for a year of coverage, our annual policy starts at $129. You can save 14% just by switching to an annual policy. Our personal trainer liability insurance quotes can even be completed online in just 10 minutes or less.

When comparing insurance policies, it’s easy to just focus on the price. You don’t want to settle for a policy with low limits or gaps in coverage—especially with the risk of expensive claims. Enjoy financial peace of mind and train your clients with confidence with Insurance Canopy. Our top-rated cheap personal trainer insurance is trusted by trainers like you.

Online Personal Trainer Insurance

It’s 2022, and virtual classes are a thing now more than ever. Insurance Canopy is proud to provide coverage for online personal trainers, allowing you to expand how you teach. Our policy covers personal trainers who teach live online classes or offer pre-recorded training sessions.

Personal Trainer Insurance

Annual Policies Starting at $129 – Personal Trainer Insurance from Insurance Canopy offers you essential Professional Liability and General Liability Insurance so you can continue doing what you love—helping clients reach their goals.

Why Choose Insurance Canopy?

We Have A (Nearly) 5 Star Rating

  • Quick and painless way to get insured

    Jay Foster Avatar Jay Foster
    February 20, 2023

    Quick and easy service! A++

    H Peaks Avatar H Peaks
    May 29, 2023

    It was a very easy experience.

    Pamela Burton Avatar Pamela Burton
    February 13, 2023
  • Incredibly user-friendly set up. Super impressed with the ease of purchasing my policy. Great!

    Tim Cunningham Avatar Tim Cunningham
    June 26, 2022

    Love y’all! I highly recommend performers to use your services. I have also recommended your company to BMI. ASCAP. SESAC, etc. to list you as a resource for Entertainers. Thank... Read More

    KGTCA LLC Avatar KGTCA LLC
    February 27, 2023

    They took care of business! Easy process and cheap price to pay for peace of mind and being able to say you are a pro and fully insured.

    Jimmy Fish Avatar Jimmy Fish
    February 13, 2023
  • Excellent online experience, clean, clear instructions. At the right price too.

    Malcom Massey Avatar Malcom Massey
    September 26, 2022

    Quick and easy insurance for my mobile DJ business.

    Burton Nuse Avatar Burton Nuse
    October 19, 2022

    Very Easy and affordable

    barber fire Avatar barber fire
    March 4, 2023
  • It has been great working with Insurance Canopy and especially Faith Ortiz. A+++

    ND3423 Avatar ND3423
    May 26, 2023

    Customer service and experience was great. Appreciate the patience and knowledge. Thank you.

    justelement T Avatar justelement T
    May 26, 2023

    Exactly what I needed

    Nichole Jackson Avatar Nichole Jackson
    December 6, 2022
  • Your insurance provisions work perfectly for me. No overhead or long term contracts and I'm able to pass along the cost to my clients. Thanks!?

    Gary Morton Avatar Gary Morton
    July 26, 2022

    Web site was very clear and easy to use

    Ken Reilly Avatar Ken Reilly
    January 6, 2023

    Easy to sign up. Got my insurance emailed to me within minutes. Thank you!

    Jason Lavea Avatar Jason Lavea
    June 12, 2023
  • Awesome fast and easy process ? in minutes!!

    PAUL Velez Avatar PAUL Velez
    July 26, 2022

    Very easy to obtain a policy

    John Faughey Avatar John Faughey
    December 6, 2022

    Great site to work with.

    Patti Lee Avatar Patti Lee
    June 5, 2023
  • They did actually do a great job at establishing my policy quickly and answering my questions by phone. Would recommend to others.

    Roberto Olivares Avatar Roberto Olivares
    September 26, 2022

    The process to apply for insurance was very easy and I appreciated how smooth it went. However, I didn’t like auto renew without my permission. I’m 69 and... Read More

    Regina Nowak Avatar Regina Nowak
    May 26, 2023

    It was easy to fill the forms out online and all the information

    Melissa Prado Avatar Melissa Prado
    August 26, 2022
  • I’m so happy with your company!!!

    Jenalyn Smith Avatar Jenalyn Smith
    October 19, 2022

    Easy to sign up and great customer service!

    Maureen Davis Avatar Maureen Davis
    February 6, 2023

    Instructor at Orange Door Yoga in Grand Junction, Co

    Terry Talbot Avatar Terry Talbot
    February 20, 2023
  • Great service

    lamonte hatch Avatar lamonte hatch
    August 26, 2022

    Super fast and easy to set up. Very reasonably priced.

    Rachel Miller Avatar Rachel Miller
    February 6, 2023

    I got the coverage I needed. The coverage wasn’t extravagant in price and I was able to add an additional insured. Thanks for the great service.

    ShoMoDjs DJ and Audio Visual Services Avatar ShoMoDjs DJ and Audio Visual Services
    January 6, 2023
  • Simple and easy on line process and I saved money compared to a large nationally known insurer

    Bill Ladwig Avatar Bill Ladwig
    January 6, 2023

    Good insurance! Quick!

    Ariana Hadavi Avatar Ariana Hadavi
    October 19, 2022

    It was a easy sign up experience .

    Laroi Newman Avatar Laroi Newman
    July 26, 2022
  • Easy purchase… very clear description of service and options.

    Apex Entertainment Group Chris Stout Avatar Apex Entertainment Group Chris Stout
    June 21, 2023
  • Sarah was outstanding!!! Wonderful customer service with a smile and a laugh!! Doesn’t get any better than that!

    Darci Menard Avatar Darci Menard
    February 6, 2023
  • Excellent online experience, clean, clear instructions. At the right price too.

    Malcom Massey Avatar Malcom Massey
    September 26, 2022
  • The only company I use for event insurance! The best!

    Susie Shortt Avatar Susie Shortt
    October 5, 2022
  • I’ve been looking for the right insurance company. And I’ve found it ! Awesome prices and great coverage plans. Thank you !!

    Javier Valderrama Jr (BeastMode_Cyclist_Javy) Avatar Javier Valderrama Jr (BeastMode_Cyclist_Javy)
    August 26, 2022
  • Easy to follow instructions on establishing my DJ liability insurance. Pricing was the best I've found to suit my needs.

    Judy Carter Avatar Judy Carter
    September 26, 2022
  • I am so pleased to have found "Insurance Canopy" to handle my business insurance. Karen M. was extremely knowledgeable, courteous and timely in getting me the proper insurances. ... Read More

    Ed B. Avatar Ed B.
    May 29, 2023
  • Very Easy and affordable

    barber fire Avatar barber fire
    March 4, 2023
  • Beta use only // easy, great… unbelievably easy to add and remove and insured and uninsured… almost too easy so thank you dad

    kayla ciruzzi Avatar kayla ciruzzi
    May 26, 2023
  • Easy to sign up. Got my insurance emailed to me within minutes. Thank you!

    Jason Lavea Avatar Jason Lavea
    June 12, 2023

Coverage Details

General & Professional Liability Limits

The most your policy can pay annually for bodily injury and property damage claims occurring during your coverage as a result of your business operations or professional services. For example, someone slips in your studio or is injured during a workout you were leading.

$3,000,000

The maximum amount your policy will pay annually for claims of bodily injury or property damage due to an incident that occurred with a product during or after your class, such as a faulty piece of equipment injuring a client.

$3,000,000

The amount your policy will pay for claims arising out of one or more of the following offenses:
– False Arrest, detention or imprisonment
– Malicious prosecution
– Wrongful Eviction or Wrongful Entry
– Oral or written publications that slander or libels a person or organization
– Oral or written publication or material that violates a person’s right of privacy
– The use of another’s advertising idea in your advertisement

Included

The maximum the insurance carrier will pay for a bodily injury or property damage claim that you become legally obligated to pay due to your business and professional services.

$2,000,000

Applies to damage by fire to premises rented to the insured and to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.

$300,000

A no-fault medical policy that allows you to cover medical or funeral expenses for an individual up to the issued limit without deducting from the general liability aggregate limit. The injury or death must be as a result of a bodily injury caused by business operations.

$5,000

The amount we deduct from a claim before paying up to your policy limits.

$100

Optional Add-ons

Also known as “inland marine,” it covers property that is movable or transportable in nature (e.g. supplies, equipment, or inventory) but excludes coverage for structures and items that are a permanent part of the structure.

$2,000

The maximum amount paid out in the case of a cyber attack on your business. Because this coverage is not automatically included in the standard General Liability Policy, you will need to opt into this coverage. See the application for additional coverage details for Cyber Liability Insurance.

$100,000

Coverage for additional services you offer clients, such as diet guidelines, meal plans, or the sale/recommendation of health supplements. These services are not covered by professional liability and require Diet & Nutrition Coverage.

Included when added

Coverage for a third party, such as a business, property owner, event organizer, or employer. It cannot be used for employees, friends or family, other trainers, yourself, or other businesses you may own.

+$15

Coverage for multiple third parties, such as a business, property owner, event organizer, or employer. It cannot be used for employees, friends or family, other trainers, yourself, or other businesses you may own.

+$30

Ready For A Free Quote?
Easy Quote!

Questions About Personal Trainer Insurance

Choosing the right insurance is critical.
You can’t afford gaps in your coverage that could put you out of business.
Play Video about A personal trainer leads a class.

Still have questions regarding liability insurance for personal trainers? Feel free to reach out to our licensed insurance agents. We are available Monday through Friday from 8am–8pm ET.

Get A Free Personal Training Waiver!

Insurance Policy + Client Waiver = Stronger Protection

When used with an insurance policy, a waiver can help you better protect yourself from costly claims. Download our free waiver and start training with confidence.

NOTE: A waiver does NOT take the place of insurance or guarantee 100% legal protection

Get A FREE Personal Training Waiver!

Insurance Policy + Client Waiver = Stronger Protection

When used with an insurance policy, a waiver can help you better protect yourself from costly claims. Download our free waiver and start training with confidence.

*NOTE: A waiver does NOT take the place of insurance or guarantee 100% legal protection

Related Articles

Joseph Addison is famously quoted for saying, “Reading is to the mind, what exercise is to the body.” Since your brain is considered a muscle, think about reading like another…
Most people find money to be a bit of an uncomfortable topic.…
Fitness instructors form a close bond with their clients and students. Can…